Macon County property record for 18 Central Dr, Decatur, IL 62526
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 840 sqft · built 1948 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,091 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Mar 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-12-02-355-005 |
| Primary APN | 04-12-02-355-005 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 840 sqft Living Area |
| 1st Floor Area | 840 sqft |
| Basement Area | 840 sqft |
| Finished Basement | 840 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Cooling System | Central |
|---|
| Account Number | 041202355005 |
|---|---|
| Street Address | 18 CENTRAL DR |
| City | DECATUR |
| State | IL |
| Zip | 62526-4506 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MUNICIPAL |
| Legal Description | THE ELMS LOT 11 BLK 5 IRREG |
| Legal Range | 02E |
| Legal Township | 16N |
| Legal Section | 02 |
| Legal Subdivision | ELMS, THE |
| Legal Block | 5 |
| Legal Lot Number | 11 |
| Jurisdiction | MACON IL |
| Township / Civil Division | DECATUR |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 2002 |
Source: Macon County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 18 CENTRAL DR, DECATUR, IL 62526-4506 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 27, 2025 | Deed of Trust, Mortgage · FHA Mortgage HUD |
| Mar 1, 2024 | Deed of Trust, Mortgage · FHA Mortgage HUD |
| Feb 6, 2023 | Deed of Trust, Mortgage · FHA Mortgage HUD |
| Sep 9, 2021 | Warranty Deed, Transfer · FHA Mortgage FIRST OPTION MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON IL |
| Property Address | 18 CENTRAL DR, DECATUR, IL 62526-4506 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2025 |
| Name | Verified Name |
|---|
| Document Number | 2025R012737 |
|---|---|
| Date | Oct 27, 2025 |
| Instrument | 2025R-012737 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Oct 1, 2065 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON IL |
| Property Address | 18 CENTRAL DR, DECATUR, IL 62526-4506 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2024 |
| Name | Verified Name |
|---|
| Document Number | 004999/200 |
|---|---|
| Date | Mar 1, 2024 |
| Book Page | 4999/200 |
| Instrument | 2022655 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON IL |
| Property Address | 18 CENTRAL DR, DECATUR, IL 62526-4506 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0004938/30 |
|---|---|
| Date | Feb 6, 2023 |
| Book Page | 4938/30 |
| Instrument | 2007586 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACON IL |
| Recording Date | Sep 9, 2021 |
| Property Address | 18 CENTRAL DR, DECATUR, IL 62526-4506 |
| Document Number | 4848/828 |
| Book / Page | 4848 / 828 |
| Map Reference | PB 335 PG 296 |
| Instrument Date | Sep 7, 2021 |
| Instrument | 1985066 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $117.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18 CENTRAL DR, DECATUR, IL 62526-4506 |
| Document Number | 19850674848829 |
|---|---|
| Date | Sep 9, 2021 |
| Instrument | 19850674848829 |
| Name | FIRST OPTION MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 3.25% |
|---|
Source: Macon County assessment roll, as of June 5, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Macon County |
| County Subdivision | Decatur Township |
| Municipality | Decatur City |
| Unified School District | Decatur School District 61 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,091.00 | $28,415 Land $2,998 Building $25,417 | $85,254 Land $8,995 Building $76,259 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 28, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DECATUR serves 76,122 people · EPA ID IL1150150 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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