18 Centennial Dr, Garnerville, NY 10923 Property Records

Rockland County and Haverstraw Town property record for 18 Centennial Dr, Garnerville, NY 10923

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,972 sqft · built 1968
Lot Size0.25 acres (10,890 sqft)
OwnerIndividual Name on File
Last Sale$650,500 (Sep 2024)
Deeds & MortgagesFeb 2023 Line of Credit
Aug 2022 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN392289 20.18-1-19

Property Details

APN / Parcel Number

Primary APN392289 20.18-1-19
Alternative APNs
  • 228902001800010190000000
  • 0010161

Interior

Bedrooms4 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,972 sqft Living Area
1st Floor Area1,332 sqft
Basement Area640 sqft
Finished Basement640 sqft

Exterior

Year BuiltBuilt 1968
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Lot Area10,890 sqft (0.25 acres)
Garage TypeAttached
Garage Area504 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Porch Area461 sqft
Patio Area288 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0010161
Old Parcel Number228902001800010190000000
Street Address18 CENTENNIAL DR
CityGARNERVILLE
StateNY
Zip10923-1106
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code915
Legal Description49.A-1-9
Legal SubdivisionCENTENNIAL ESTATES SEC 01
Legal Block1
Legal Lot Number19.000
JurisdictionROCKLAND NY
Township / Civil DivisionHAVERSTRAW
Census Block Group1
Census Block1004
Census Tract10501

Owner

Source: Rockland County and Haverstraw Town assessment roll, as of May 31, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address18 CENTENNIAL DR, GARNERVILLE, NY 10923-1106
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 2, 2023Deed of Trust, Mortgage · Line of Credit
TD BANK NA
Aug 1, 2022Bargain and Sale Deed, Transfer
COMMITMENT TITLE INC, COMMITMENT TITLE
Apr 5, 2017Deed of Trust, Mortgage · Line of Credit
THIRD FED'L S&L/CLEVELAND

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 3, 2024 · Amount on Record
Deed SaleSep 3, 2024 · Amount on Record
Prior SaleAug 1, 2022 · Amount on Record
Deed Document Number0202424569
Deed Book / Page2024 / 24569
Record UpdatedJun 8, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKLAND NY
Property Address18 CENTENNIAL DR, GARNERVILLE, NY 10923-1106
Transaction TypeMortgage
Record UpdatedMar 8, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000003677
DateFeb 2, 2023
Instrument2023-00003677
Lender
NameTD BANK NA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 19, 2052

August 2022: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionROCKLAND NY
Recording DateAug 1, 2022
Property Address18 CENTENNIAL DR, GARNERVILLE, NY 10923-1106
Document Number0000027760
Map ReferenceBK 73 PG 64 MAP 3615
Instrument DateJul 26, 2022
Instrument2022-00027760
Transaction TypeTransfer
Record UpdatedAug 17, 2022
Title CompanyCOMMITMENT TITLE INC, COMMITMENT TITLE

Transaction

AmountAmount Recorded
Tax$2,180.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11 LEA CT, GARNERVILLE, NY 10923-1934

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKLAND NY
Property Address18 CENTENNIAL DR, GARNERVILLE, NY 10923-1106
Document Number0000012980
Instrument DateApr 5, 2017
Transaction TypeMortgage
Record UpdatedJul 11, 2017
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address18 CENTENNIAL DR GARNERVILLE NY 109231106, GARNERVILLE, NY 10923-1106

Mortgage

Document Number0000012980
DateApr 20, 2017
Instrument12980
Lender
NameTHIRD FED'L S&L/CLEVELAND
TypeFederal Savings Bank
AddressCLEVELAND, OH 44105
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 19, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Rockland County and Haverstraw Town assessment roll, as of May 31, 2024

Property Jurisdictions

TypeName
StateNew York
CountyRockland County
County SubdivisionHaverstraw Town
Unified School DistrictHaverstraw-Stony Point Central School District (North Rockland) (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2024$292,600 (-) Land $110,800 Building $181,800$502,231 (+5.2%) Land $190,182 Building $312,049
2023$292,600 Land $110,800 Building $181,800$477,403 Land $180,780 Building $296,623

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims9 (1979–1999)
Claims Outside the SFHA2 of 9
Most Recent ClaimSep 1999 · Hurricane Floyd Major Disaster Declarations

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW YORK
private · serves 270,000 people · EPA ID NY4303673
Water SourceSurface water
Last State InspectionMar 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum Communications
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile USA
Fixed Wireless
100 / 20

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