UNION CRK ABSTRACT COMPANY, UNION CREEK ABSTRACT CO
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$427.50
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants with Right of Survivorship
Address
18 CEDAR ST, KIEFER, OK 74041-3001
Mortgage
Document Number
I2024003576
Date
Apr 5, 2024
Instrument
I-2024-003576
Lender
Name
ASSOCIATED MORTGAGE CORP
Type
Mortgage Company
Agreement
Type
FHA Mortgage
Amount
Amount on Record
Term
360 Months
Due
Apr 1, 2054
August 2022: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
CREEK OK
Property Address
18 CEDAR ST, KIEFER, OK 74041-3001
Transaction Type
Mortgage
Record Updated
Oct 3, 2022
Transferred To (Grantee/Buyer)
Name
Verified Name
Mortgage
Document Number
0013910001
Date
Aug 1, 2022
Book Page
1391/1
Instrument
I-2022-010276
Lender
Name
FREEDOM MORTGAGE CORP
Type
Subprime Lender
Address
BOCA RATON, FL 33431
Agreement
Type
FHA Mortgage
Amount
Amount on Record
Term
396 Months
Due
Aug 1, 2055
October 2021: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
CREEK OK
Property Address
18 CEDAR ST, KIEFER, OK 74041-3001
Transaction Type
Mortgage
Record Updated
Dec 6, 2021
Title Company
TITAN TITLE AND CLOSING LLC
Transferred To (Grantee/Buyer)
Name
Verified Name
Mortgage
Document Number
0013400442
Date
Oct 25, 2021
Book Page
1340/442
Instrument
2021-014855
Lender
Name
FBC MORTGAGE LLC
Type
Mortgage Company
Address
ORLANDO, FL 32801
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
354 Months
Due
Apr 1, 2051
April 2021: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
CREEK OK
Property Address
18 CEDAR ST, KIEFER, OK 74041-3001
Transaction Type
Mortgage
Record Updated
May 25, 2021
Title Company
TITAN TITLE AND CLOSING LLC, TITAN TITLE & CLOSING LLC
Transferred To (Grantee/Buyer)
Name
Verified Name
Mortgage
Document Number
0013010179
Date
Apr 5, 2021
Book Page
1301/179
Instrument
2021-004497
Lender
Name
FBC MORTGAGE LLC
Type
Mortgage Company
Address
ORLANDO, FL 32801
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
Apr 1, 2051
May 2018: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
CREEK OK
Property Address
18 CEDAR ST, KIEFER, OK 74041-3001
Transaction Type
Mortgage
Record Updated
Feb 5, 2021
Transferred To (Grantee/Buyer)
Name
Verified Name
Mortgage
Document Number
0011380214
Date
May 9, 2018
Book Page
1138/0214
Instrument
2018-005268
Lender
Name
GREAT PLAINS NATIONAL BANK
Type
Bank
Address
OKLAHOMA CITY, OK 73132
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Jun 1, 2048
April 2020: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
CREEK OK
Property Address
18 CEDAR ST, KIEFER, OK 74041-3001
Transaction Type
Mortgage
Record Updated
Feb 5, 2021
Title Company
OKLAHOMA SECURED TITLE
Transferred To (Grantee/Buyer)
Name
Verified Name
Mortgage
Document Number
0012380046
Date
Apr 1, 2020
Book Page
1238/46
Instrument
2020-003767
Lender
Name
FBC MORTGAGE LLC
Type
Mortgage Company
Address
ORLANDO, FL 32801
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
Apr 1, 2050
May 2017: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
CREEK OK
Recording Date
May 15, 2017
Property Address
18 CEDAR ST, KIEFER, OK 74041-3001
Document Number
0010860208
Book / Page
001086 / 000208
Instrument Date
May 12, 2017
Instrument
5886
Transaction Type
Transfer
Record Updated
Jan 9, 2019
Title Company
NOT AVAILABLE
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$246.00
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
18 CEDAR ST KIEFER OK 740413001, KIEFER, OK 74041-3001
Mortgage
Document Number
10860210
Date
May 15, 2017
Book Page
001086/000210
Instrument
5887
Lender
Name
GREAT PLAINS NAT'L BK
Type
Bank
Address
OKLAHOMA CITY, OK 73132
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
May 14, 2047
Tax Assessment & Valuation
The 2025 property tax bill for 18 Cedar St was $3,451 with a homeowner's exemption, up 1.6% from the year before.
Source: Creek County assessment roll, as of February 10, 2026
Property Jurisdictions
Type
Name
State
Oklahoma
County
Creek County
Municipality
Kiefer Town
Unified School District
Kiefer Public Schools (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$32,505 (-4.96%)Land $6,000Building $26,505
$270,878 (-4.96%)Land $50,000Building $220,878
2025
$3,451.00 (+1.59%)Homeowner's exemption
$34,200 (+57.44%)Land $6,000Building $28,200
$285,000 (+21.36%)Land $50,000Building $235,000
2024
$3,397.00 (+69%)Homeowner's exemption
$21,723 (+3%)Land $3,600Building $18,123
$234,835 (+8.69%)Land $30,000Building $204,835
2023
$2,010.00Homeowner's exemption
$21,090Land $3,600Building $17,490
$216,052Land $30,000Building $186,052
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Flood
FEMA maps place 18 Cedar St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2026.
Source: FEMA National Flood Hazard Layer, effective January 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
4 in force
Nearby Flood Claims
2 (2026)
Most Recent Claim
Jun 2026 · rainfall accumulation
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 18 Cedar St is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Moderate above 67% of the US · lower than 70% of Oklahoma
Wildfire Likelihood
0.3% annual chance
Exposure
Direct burnable vegetation
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
CREEK CO RWD # 2 serves 12,788 people · EPA ID OK3001902
Water Source
Purchased surface water from several systems
Last State Inspection
Oct 2025
Lead
1 ppb (2021–2023) action level 15 ppb
Violations Reported to EPA
Water Quality
Total trihalomethanes resolved · Oct 2022
Treatment and Procedure
Lead service line inventory Oct 2024
Monitoring and Reporting
4 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025