18 Cedar Ave, West Springfield, MA 01089 Property Records

Hampden County and West Springfield Town City property record for 18 Cedar Ave, West Springfield, MA 01089

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,407 sqft · built 1920
Lot Size	0.126 acres (5,500 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Nov 2019)
Tax Bill	$3,591 (2026)
Deeds & Mortgages	Apr 2024 Mortgage Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`180-04450-63-001`

Property Details

APN / Parcel Number

Primary APN	`180-04450-63-001`
Alternative APN	`WSPR M:00180 B:04450 L:00063`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,407 sqft Living Area
Gross Area	3,338 sqft
Basement Area	1,038 sqft
Unfinished Basement	1,038 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,500 sqft (0.126 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	180-04450-63-001
Street Address	18 CEDAR AVE
City	WEST SPRINGFIELD
State	MA
Zip	01089-2829
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Block	4450
Legal Lot Number	63
Jurisdiction	WEST SPRINGFIELD MA
Township / Civil Division	WEST SPRINGFIELD TOWN
Census Block Group	2
Census Block	2002
Census Tract	812403

Owner

Source: Hampden County and West Springfield Town City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	18 CEDAR AVE, WEST SPRINGFIELD, MA 01089-2829
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2024	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Dec 21, 2021	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Nov 27, 2019	Quit Claim Deed, Transfer · FHA Mortgage INLAND BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 27, 2019 · Amount on Record
Deed Sale	Nov 27, 2019 · Amount on Record
Prior Sale	May 29, 2008 · Amount on Record
Deed Document Number	201970379
Deed Book / Page	22976 / 442
Prior Transfer Date	Nov 26, 2019
Prior Transfer Doc	0000070379
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST SPRINGFIELD MA
Property Address	18 CEDAR AVE, WEST SPRINGFIELD, MA 01089-2829
Transaction Type	Mortgage
Record Updated	May 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	025392-152
Date	Apr 23, 2024
Book Page	25392/152
Instrument	17060

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	May 1, 2049

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST SPRINGFIELD MA
Property Address	18 CEDAR AVE, WEST SPRINGFIELD, MA 01089-2829
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024316-349
Date	Dec 21, 2021
Book Page	24316/349
Instrument	91131

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Jan 1, 2049

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WEST SPRINGFIELD MA
Recording Date	Nov 27, 2019
Property Address	18 CEDAR AVE, WEST SPRINGFIELD, MA 01089-2829
Document Number	22976-442
Book / Page	22976 / 442
Instrument Date	Nov 26, 2019
Instrument	70379
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 FEDERAL AVE, AGAWAM, MA 01001-2121

Mortgage

Document Number	70380
Date	Nov 27, 2019
Instrument	70380

Lender

Name	INLAND BANK & TRUST
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	West Springfield Town City
Unified School District	West Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,591.00 (+0.53%)	$256,100 (+6.62%) Land $104,000 Building $152,100	$282,839 (+4.5%)
2025	$3,572.00 (+4.05%)	$240,200 (+3.62%) Land $94,500 Building $145,700	$270,655
2024	$3,433.00 (+5.24%)	$231,800 (+10.43%) Land $94,500 Building $137,300
2023	$3,262.00	$209,900 Land $85,000 Building $124,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST SPRINGFIELD DPW WATER DIVISION serves 28,835 people · EPA ID MA1325000
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Whip City Fiber.

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