Suffolk County and Smithtown Town property record for 18 Cayuga Pl, Commack, NY 11725 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 12,632 sqft (0.29 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $490,000 (2005) |
| Tax Bill | $11,974.00 (2024) |
Source: Suffolk County and Smithtown Town records · APN 473489 117.-3-105
Assessment roll updated August 11, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18 CAYUGA PL, COMMACK, NY 11725-4035 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 27, 2022 | Deed of Trust, Mortgage · Stand Alone Refinance BETHPAGE FCU |
| Sep 17, 2018 | Deed of Trust, Mortgage · Stand Alone Refinance QUICKEN LOANS INC |
| Apr 08, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Apr 08, 2020 | Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) QUICKEN LNS |
| Aug 08, 2018 | Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 20, 2005 · Amount on Record |
| Deed Sale | Oct 20, 2005 · Amount on Record |
| Deed Book / Page | 12415 / 673 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 18 CAYUGA PL, COMMACK, NY 11725-4035 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0233730988 |
|---|---|
| Date | Jan 27, 2022 |
| Book Page | 23373/988 |
| Instrument | DM061777 |
| Name | BETHPAGE FCU |
|---|---|
| Type | Credit Union |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Feb 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 18 CAYUGA PL, COMMACK, NY 11725-4035 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0229590969 |
|---|---|
| Date | Sep 17, 2018 |
| Book Page | 22959/969 |
| Instrument | 18-0172644 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Oct 01, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 18 CAYUGA PL, COMMACK, NY 11725-4035 |
| Document Number | 0231380025 |
| Instrument Date | Apr 08, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 18 CAYUGA PL COMMACK NY 117254035, COMMACK, NY 11725-4035 |
| Document Number | 0231380025 |
|---|---|
| Date | May 26, 2020 |
| Book Page | 023138/000025 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 25, 2050 |
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 18 CAYUGA PL, COMMACK, NY 11725-4035 |
| Document Number | 0231380026 |
| Instrument Date | Apr 08, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 18 CAYUGA PL COMMACK NY 117254035, COMMACK, NY 11725-4035 |
| Document Number | 0231380026 |
|---|---|
| Date | May 26, 2020 |
| Book Page | 023138/000026 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 25, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 18 CAYUGA PL, COMMACK, NY 11725-4035 |
| Document Number | 0229590970 |
| Instrument Date | Aug 08, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 18 CAYUGA PL COMMACK NY 117254035, COMMACK, NY 11725-4035 |
| Document Number | 0229590970 |
|---|---|
| Date | Sep 17, 2018 |
| Book Page | 022959/000970 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | 1050 WOODWARD AVE, DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 16, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.25% |
Source: Suffolk County and Smithtown Town records · Assessment roll updated August 11, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Commack Union Free School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,695 (-) Land $350 Building $4,345 | $586,875 (+10,776.11%) Land $43,750 Building $543,125 | |
| 2024 | $11,974.00 | ||
| 2023 | $4,695 Land $350 Building $4,345 | $5,396 Land $402 Building $4,994 |
Source: FEMA National Flood Hazard Layer, Suffolk County (36103C), updated September 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 473489 117.-3-105 |
|---|---|
| Alternative APNs |
|
| Lot Area | 12,632 sqft (0.29 acres) |
|---|
| Street Address | 18 CAYUGA PL |
|---|---|
| City | COMMACK |
| State | NY |
| Zip | 11725-4035 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 4-167551 TC-52 *2805 LOT 199 BIRCHWOOD AT COMMACK SEC |
| Legal Subdivision | BIRCHWOOD/COMMACK SEC 3 |
| Legal Block | 3 |
| Legal Lot Number | 105 |
| Jurisdiction | SUFFOLK NY |
| Minor Civil Division | SMITHTOWN |
| Census Blockgroup | 1 |
| Census Block | 1021 |
| Census Tract | 135205 |
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