18 Cattail Dr, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 18 Cattail Dr, Howell, NJ 07731

Property Summary

Property Type	Exempt (Full or Partial)
Details	4 bd · 2 ba · 2,052 sqft · built 1987
Lot Size	0.189 acres (8,250 sqft)
Owner	Individual Name on File
Last Sale	$402,000 (Sep 2019)
Tax Bill	$11,106 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Apr 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`21-00079-0000-00136`

Property Details

APN / Parcel Number

Primary APN	`21-00079-0000-00136`
Alternative APNs	`210007900136` `03959136`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Building Area	2,052 sqft Living Area
1st Floor Area	1,396 sqft
Upper Floors Area	1,096 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Other
Lot Area	8,250 sqft (0.189 acres)
Lot Dimensions	110 ft deep x 75 ft wide
Garage Type	Built-in
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	03959136
Street Address	18 CATTAIL DR
City	HOWELL
State	NJ
Zip	07731-1994
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	R3
Legal Subdivision	HERITAGE WOODS SEC VI-A
Legal Block	79
Legal Lot Number	136
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	2
Census Block	2000
Census Tract	811304

Owner

18 Cattail Dr is owned by an individual who bought it in September 2019.

Source: Monmouth County and Howell Township records, as of August 31, 2026

Owner of Record	Individual Name on File
Mailing Address	18 CATTAIL DR, HOWELL, NJ 07731-1994
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2026	Deed of Trust, Mortgage · VA Mortgage NAVY FEDERAL CREDIT UNION
Apr 6, 2023	Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MORTGAGE LLC
Oct 30, 2020	Deed of Trust, Mortgage · VA Mortgage GREENWAY MTG FNDG
Sep 30, 2019	Grant Deed, Transfer · VA Mortgage GREENWAY MTG FNDG
Feb 3, 2018	Deed of Trust, Mortgage · Line of Credit TD BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2019 · Amount on File
Deed Sale	Sep 30, 2019 · Amount on File
Prior Sale	Jul 28, 2009 · Amount on File
Deed Document Number	201991032
Deed Book / Page	9371 / 1679
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Recording Date	Aug 17, 2026
Property Address	18 CATTAIL DR, HOWELL, NJ 07731-1994
Document Number	0000067686
Book / Page	9808 / 3783
Instrument Date	Aug 6, 2026
Instrument	202667686
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	EXPERT TITLE COMPANY, EXPERT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 CATTAIL DR, HOWELL, NJ 07731-1994

Mortgage

Document Number	0000067686,
Date	Aug 17, 2026
Book Page	9808/3783
Instrument	202667686

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	18 CATTAIL DR, HOWELL, NJ 07731-1994
Transaction Type	Mortgage
Record Updated	May 1, 2023
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS IN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0096400691
Date	Apr 6, 2023
Book Page	9640/691
Instrument	2023023607

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2053

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	18 CATTAIL DR, HOWELL, NJ 07731-1994
Document Number	0000134425
Instrument Date	Oct 30, 2020
Transaction Type	Mortgage
Record Updated	Nov 26, 2020
Title Company	MEGA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	18 CATTAIL DR HOWELL NJ 077311994, HOWELL, NJ 07731-1994

Mortgage

Document Number	0000134425
Date	Nov 12, 2020
Instrument	134425

Lender

Name	GREENWAY MTG FNDG
Type	Mortgage Company
Address	MIDDLETOWN, NJ 07748

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 11, 2050

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Sep 30, 2019
Property Address	18 CATTAIL DR, HOWELL, NJ 07731-1994
Document Number	0000091032
Book / Page	009371 / 001679
Instrument Date	Sep 5, 2019
Instrument	91032
Transaction Type	Transfer
Record Updated	Oct 18, 2019
Title Company	GREEN LABEL TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$402.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 CATTAIL DR HOWELL NJ 077311994, HOWELL, NJ 07731-1994

Mortgage

Document Number	91033
Date	Sep 30, 2019
Book Page	009371/001704
Instrument	91033

Lender

Name	GREENWAY MTG FNDG
Type	Mortgage Company
Address	MIDDLETOWN, NJ 07748

Agreement

Type	VA Mortgage
Amount	Amount on Record

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	18 CATTAIL DR, HOWELL, NJ 07731-1994
Document Number	0000022341
Instrument Date	Feb 3, 2018
Transaction Type	Mortgage
Record Updated	Apr 6, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 CATTAIL DR HOWELL NJ 077311994, HOWELL, NJ 07731-1994

Mortgage

Document Number	0000022341
Date	Feb 27, 2018
Book Page	009276/002067
Instrument	22341

Lender

Name	TD BK NA
Type	Bank
Address	PORTLAND, ME 04101

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 26, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 18 Cattail Dr was $11,106, up 4.9% from the year before.

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$698,900 (+8.31%) Land $419,500 Building $279,400	$698,900 (+8.31%) Land $419,500 Building $279,400
2025	$11,106.00 (+4.93%)	$645,300 Land $368,500 Building $276,800	$645,300 Land $368,500 Building $276,800
2024	$10,584.00
2023		$577,000 Land $289,500 Building $287,500	$577,000 Land $289,500 Building $287,500
2022	$9,113.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18 Cattail Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	May 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18 Cattail Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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