18 Catherine St, Chicopee, MA 01013 Property Records

Hampden County and Chicopee City property record for 18 Catherine St, Chicopee, MA 01013

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,224 sqft · built 1971
Lot Size	0.178 acres (7,752 sqft)
Owner	Individual Name on Record
Last Sale	$108,850 (May 2013)
Tax Bill	$4,817 (2026)
Deeds & Mortgages	Feb 2021 Refinance Mar 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`499-00020`

Property Details

APN / Parcel Number

Primary APN	`499-00020`
Alternative APN	`CHIC M:0499 P:00020`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,224 sqft Living Area
Gross Area	2,858 sqft
1st Floor Area	1,220 sqft
Basement Area	600 sqft
Unfinished Basement	600 sqft
Game Room	Game Room

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,752 sqft (0.178 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	499-00020
Street Address	18 CATHERINE ST
City	CHICOPEE
State	MA
Zip	01013-2023
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	5
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	3
Census Block	3000
Census Tract	811101

Owner

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	18 CATHERINE ST, CHICOPEE, MA 01013-2023
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance VILLAGE CAPITAL & INVESTMENT LLC
Mar 15, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP
Jan 10, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance MV REALTY OF MA LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2013 · Amount on Record
Deed Sale	May 7, 2013 · Amount on Record
Prior Sale	Feb 20, 2013
Deed Book / Page	19809 / 428
Transfer Doc	19809-428
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	18 CATHERINE ST, CHICOPEE, MA 01013-2023
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	023713-469
Date	Feb 17, 2021
Book Page	23713/469
Instrument	11006

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	18 CATHERINE ST, CHICOPEE, MA 01013-2023
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024450-45
Date	Mar 15, 2022
Book Page	24450/45
Instrument	15738

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	18 CATHERINE ST, CHICOPEE, MA 01013-2023
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024348-92
Date	Jan 10, 2022
Book Page	24348/92
Instrument	1591

Lender

Name	MV REALTY OF MA LLC

Agreement

Type	Stand-Alone Refinance

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,817.00 (+7.52%)	$316,100 (+6.97%) Land $98,800 Building $217,300	$340,595 (+24.62%)
2025	$4,480.00 (+3.49%)	$295,500 (+0.75%) Land $89,700 Building $205,800	$273,315
2024	$4,329.00 (+7.42%)	$293,300 (+10.26%) Land $88,000 Building $205,300
2023	$4,030.00	$266,000 Land $80,000 Building $186,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jul 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Crossroads Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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