Passaic County and Wayne Township property record for 18 Cardinal Way, Wayne, NJ 07470
| Property Type | Single Family Home |
|---|---|
| Details | 2,706 sqft · built 1963 |
| Lot Size | 0.428 acres (18,644 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $741,000 (Aug 2021) |
| Tax Bill | $18,756 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-01604-0000-00009 |
| Primary APN | 14-01604-0000-00009 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,706 sqft Living Area |
|---|
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Split Level |
| Lot Area | 18,644 sqft (0.428 acres) |
| Old Parcel Number | 1400582C00012 |
|---|---|
| Street Address | 18 CARDINAL WAY |
| City | WAYNE |
| State | NJ |
| Zip | 07470-5530 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | PACKANACK MANOR SEC 02 |
| Legal Block | 1604 |
| Legal Lot Number | 9 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WAYNE |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 246202 |
Source: Passaic County and Wayne Township records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 18 CARDINAL WAY, WAYNE, NJ 07470-5530 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Aug 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HARBORONE MORTGAGE LLC |
| Aug 4, 2021 | Deed, Transfer · Conventional Mortgage NEW JERSEY LENDERS CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 4, 2021 · Amount on Record |
| Deed Sale | Aug 4, 2021 · Amount on Record |
| Prior Sale | Jul 17, 1998 · Amount on Record |
| Deed Document Number | 202149977 |
| Deed Book / Page | 4099 / 135 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 18 CARDINAL WAY, WAYNE, NJ 07470-5530 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Title Company | PRESTIGE TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0000018257 |
|---|---|
| Date | Apr 20, 2020 |
| Book Page | M16115/232 |
| Instrument | 2020018257 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 18 CARDINAL WAY, WAYNE, NJ 07470-5530 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Title Company | COSMOS TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000034670 |
|---|---|
| Date | Aug 3, 2020 |
| Book Page | M16306/93 |
| Instrument | 2020034670 |
| Name | HARBORONE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MANCHESTER, NH 03101 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Aug 4, 2021 |
| Property Address | 18 CARDINAL WAY, WAYNE, NJ 07470-5530 |
| Document Number | 0000049977 |
| Book / Page | D4099 / 135 |
| Instrument Date | Jul 14, 2021 |
| Instrument | 2021049977 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2025 |
| Title Company | EVIDENT TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,593.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1419 RIVERVIEW DR, FORKED RIVER, NJ 08731-5001 |
| Name | Verified Name |
|---|---|
| Address | 18 CARDINAL WAY, WAYNE, NJ 07470-5530 |
| Document Number | 0000049978 |
|---|---|
| Date | Aug 4, 2021 |
| Instrument | 2021049978 |
| Name | NEW JERSEY LENDERS CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2051 |
Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $312,700 (-) Land $134,700 Building $178,000 | $312,700 (-) Land $134,700 Building $178,000 | |
| 2025 | $18,756.00 (+0.88%) | $312,700 (-) Land $134,700 Building $178,000 | $312,700 (-) Land $134,700 Building $178,000 |
| 2024 | $18,593.00 (+5.16%) | ||
| 2023 | $312,700 Land $134,700 Building $178,000 | $312,700 Land $134,700 Building $178,000 | |
| 2022 | $17,680.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 4 (1984–2011) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001 |
|---|---|
| Water Source | Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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