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18 Cambridge Dr, Halfmoon (Clifton Park), NY 12065 Property Records

Saratoga County and Halfmoon Town property record for 18 Cambridge Dr, Halfmoon, NY 12065

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,401 sqft · built 1972
Lot Size0.44 acres (19,166 sqft)
OwnerIndividual Name on Record
Last Sale$260,000 (Jul 2010)
Tax Bill$5,282 (2025)
Deeds & MortgagesJan 2019 Loan Modification
Sep 2017 Loan Modification
APN413800 278.14-1-19

Property Details

APN / Parcel Number

Primary APN413800 278.14-1-19
Alternative APNs
  • 380027801400010190000000
  • 5 J02761

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,401 sqft Living Area
1st Floor Area1,400 sqft
Basement Area1,001 sqft
Finished Basement1,001 sqft

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Lot Area19,166 sqft (0.44 acres)
Lot Dimensions160 ft deep x 90 ft wide
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area155 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number5 J02761
Street Address18 CAMBRIDGE DR
CityHALFMOON
StateNY
Zip12065-5511
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal DescriptionHOUSE/LOT #107
Legal Block1
Legal Lot Number19.000
JurisdictionSARATOGA NY
Township / Civil DivisionHALFMOON
Census Block Group1
Census Block1000
Census Tract62410

Owner

Source: Saratoga County and Halfmoon Town records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address18 CAMBRIDGE DR, HALFMOON, NY 12065-5511
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 24, 2019Loan Modification, Mortgage · Conventional with PMI
LSF9 MASTER PARTICIPATION (CT)
Sep 22, 2017Loan Modification, Mortgage · Conventional with PMI
CALIBER HM LOANS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 1, 2010 · Amount on Record
Deed SaleJul 1, 2010 · Amount on Record
Prior SaleAug 21, 2007 · Amount on Record
Deed Book / Page2010 / 20627
Record UpdatedOct 29, 2026

January 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSARATOGA NY
Property Address18 CAMBRIDGE DR, HALFMOON, NY 12065-5511
Document Number0000024996
Instrument DateJan 24, 2019
Transaction TypeMortgage
Record UpdatedOct 1, 2019
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
Address18 CAMBRIDGE DR HALFMOON NY 120655511, HALFMOON, NY 12065-5511

Mortgage

Document Number0000024996
DateSep 4, 2019
Instrument24996
Lender
NameLSF9 MASTER PARTICIPATION (CT)
AddressOKLAHOMA CITY, OK 73134
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term456 Months
DueSep 3, 2057
Interest
Rate2.5%

September 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSARATOGA NY
Property Address18 CAMBRIDGE DR, HALFMOON, NY 12065-5511
Document Number0000006915
Instrument DateSep 22, 2017
Transaction TypeMortgage
Record UpdatedMar 22, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

NameVerified Name
Address18 CAMBRIDGE DR HALFMOON NY 120655511, HALFMOON, NY 12065-5511

Mortgage

Document Number0000006915
DateMar 8, 2018
Instrument6915
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressOKLAHOMA CITY, OK 73134
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term468 Months
DueMar 7, 2057

Tax Assessment & Valuation

Source: Saratoga County and Halfmoon Town assessment roll, as of April 20, 2026

Property Jurisdictions

TypeName
StateNew York
CountySaratoga County
County SubdivisionHalfmoon Town
Unified School DistrictShenendehowa Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,282.00$131,000 (-) Land $26,800 Building $104,200$351,678 (+14.09%) Land $71,946 Building $279,732
2023$131,000 Land $26,800 Building $104,200$308,235 Land $63,059 Building $245,176

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 94% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHALFMOON WATER DISTRICT (TROY)
serves 15,000 people · EPA ID NY4519111
Water SourcePurchased surface water from several systems
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fiber		980 / 880

May also be available: Greenlight Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

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