Middletown Town property record for 18 Busher Dr, Middletown, RI 02842
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 960 sqft · built 1991 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $345,000 (Dec 2018) |
| Tax Bill | $5,713 (2025) |
| Deeds & Mortgages | Mar 2026 Transfer Dec 2021 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 201900157 |
| Primary APN | 201900157 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| Gross Area | 2,620 sqft |
| 1st Floor Area | 960 sqft |
| Basement Area | 960 sqft |
| Unfinished Basement | 120 sqft |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Type | Attached |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 201900157 |
|---|---|
| Street Address | 18 BUSHER DR |
| City | MIDDLETOWN |
| State | RI |
| Zip | 02842-7915 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10A |
| Legal Lot Number | 633 |
| Jurisdiction | MIDDLETOWN RI |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 40304 |
18 Busher Dr is owner-occupied and held in a trust since March 2026.
Source: Middletown Town records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 18 BUSHER DR, MIDDLETOWN, RI 02842-7915 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 6, 2026 | Quit Claim Deed, Transfer Quitclaim |
| Dec 13, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance EMBRACE HOME LOANS INC |
| Jul 27, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance EMBRACE HOME LOANS INC |
| Dec 3, 2018 | Warranty Deed, Transfer · Conventional with PMI EMBRACE HM LOANS |
| Apr 19, 2017 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 3, 2018 · Amount on File |
| Deed Sale | Dec 3, 2018 · Amount on File |
| Prior Sale | Apr 19, 2017 · Amount on File |
| Deed Book / Page | 1580 / 126 |
| Last Transfer Date | Mar 5, 2026 |
| Transfer Doc | 001899-129 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MIDDLETOWN RI |
| Recording Date | Mar 6, 2026 |
| Property Address | 18 BUSHER DR, MIDDLETOWN, RI 02842-7915 |
| Document Number | 001899-129 |
| Book / Page | 1899 / 129 |
| Instrument Date | Mar 5, 2026 |
| Instrument | 389 |
| Transaction Type | Transfer |
| Record Updated | Mar 25, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18 BUSHER DR, MIDDLETOWN, RI 02842-7915 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETOWN RI |
| Property Address | 18 BUSHER DR, MIDDLETOWN, RI 02842-7915 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 001749-142 |
|---|---|
| Date | Dec 13, 2021 |
| Book Page | 1749/142 |
| Instrument | 4007 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETOWN RI |
| Property Address | 18 BUSHER DR, MIDDLETOWN, RI 02842-7915 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1662-102 |
|---|---|
| Date | Jul 27, 2020 |
| Book Page | 1662/102 |
| Instrument | 2227 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Aug 1, 2045 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDDLETOWN RI |
| Recording Date | Dec 3, 2018 |
| Property Address | 18 BUSHER DR, MIDDLETOWN, RI 02842-7915 |
| Document Number | 1580-126 |
| Book / Page | 001580 / 000126 |
| Instrument Date | Nov 30, 2018 |
| Instrument | 2773 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $345.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18 BUSHER DR MIDDLETOWN RI 028427915, MIDDLETOWN, RI 02842-7915 |
| Document Number | 1580-129 |
|---|---|
| Date | Dec 3, 2018 |
| Book Page | 001580/000129 |
| Instrument | 2774 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 2, 2048 |
| Document Number | 1580-148, |
|---|---|
| Date | Dec 3, 2018 |
| Book Page | 001580/000148 |
| Instrument | 2775 |
| Name | MISCELLANEOUS GOVT AGCY |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Dec 2, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETOWN RI |
| Property Address | 18 BUSHER DR, MIDDLETOWN, RI 02842-7915 |
| Document Number | 1515-1 |
| Book / Page | 001515 / 000001 |
| Instrument Date | Apr 19, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Document Number | 1515-1 |
|---|---|
| Date | Apr 19, 2017 |
| Book Page | 001515/000001 |
| Instrument | 970 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 18, 2047 |
The 2025 property tax bill for 18 Busher Dr was $5,713.
Source: Middletown Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Middletown Town |
| Unified School District | Middletown School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,713.00 | $484,600 Land $303,800 Building $180,800 | $559,051 |
| 2023 | $4,200.00 (+4.74%) | $333,600 (-) Land $196,000 Building $137,600 | |
| 2022 | $4,010.00 | $333,600 Land $196,000 Building $137,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18 Busher Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18 Busher Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 88% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEWPORT-CITY OF serves 42,155 people · EPA ID RI1592010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber · Cable in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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