18 Buckingham Rd, Jefferson, MA 01522 Property Records

Worcester County and Holden Town property record for 18 Buckingham Rd, Jefferson, MA 01522

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,609 sqft · built 1984
Lot Size	0.92 acres (40,075 sqft)
Owner	Individual Name on File
Last Sale	$436,500 (Feb 2019)
Tax Bill	$9,090 (2026)
Deeds & Mortgages	Apr 2022 Line of Credit May 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`HOLD M:41 B:21`

Property Details

APN / Parcel Number

Primary APN	`HOLD M:41 B:21`
Alternative APNs	`M:00041 P:00021` `7265`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,609 sqft Living Area
Gross Area	5,534 sqft
1st Floor Area	1,529 sqft
Basement Area	1,000 sqft
Unfinished Basement	432 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,075 sqft (0.92 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	7265
Street Address	18 BUCKINGHAM RD
City	JEFFERSON
State	MA
Zip	01522-1520
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Block	21
Jurisdiction	HOLDEN MA
Township / Civil Division	HOLDEN
Census Block Group	3
Census Block	3005
Census Tract	728400

Owner

18 Buckingham Rd is owned and occupied by an individual who bought it in February 2019.

Source: Worcester County and Holden Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	18 BUCKINGHAM RD, JEFFERSON, MA 01522-1520
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2022	Deed of Trust, Mortgage · Line of Credit CLINTON SAVINGS BANK
May 1, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CLINTON SAVINGS BANK
Feb 7, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CLINTON SAVINGS BANK
Aug 22, 2017	Quit Claim Deed, Transfer HOMEBRIDGE FINANCIAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2019 · Amount on File
Deed Sale	Feb 7, 2019 · Amount on File
Prior Sale	Aug 22, 2017 · Amount on File
Deed Book / Page	60023 / 252
Prior Transfer Date	Jan 7, 2019
Prior Transfer Doc	60023-252
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLDEN MA
Property Address	18 BUCKINGHAM RD, JEFFERSON, MA 01522-1520
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	067391-234
Date	Apr 6, 2022
Book Page	67391/234
Instrument	38003

Lender

Name	CLINTON SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	May 1, 2042

Interest

Rate Type	Adjustable Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLDEN MA
Property Address	18 BUCKINGHAM RD, JEFFERSON, MA 01522-1520
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	62316-324
Date	May 1, 2020
Book Page	62316/324
Instrument	44187

Lender

Name	CLINTON SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOLDEN MA
Recording Date	Feb 7, 2019
Property Address	18 BUCKINGHAM RD, JEFFERSON, MA 01522-1520
Document Number	60023-252
Book / Page	60023 / 252
Instrument Date	Jan 7, 2019
Instrument	11802
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 BUCKINGHAM RD, HOLDEN, MA

Mortgage

Document Number	11803
Date	Feb 7, 2019
Instrument	11803

Lender

Name	CLINTON SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOLDEN MA
Recording Date	Aug 22, 2017
Property Address	18 BUCKINGHAM RD, JEFFERSON, MA 01522-1520
Document Number	57618-371
Book / Page	57618 / 371
Instrument	91764
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$67.46
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 BUCKINGHAM RD, JEFFERSON, MA 01522-1520
Investor	Possibly a Property Investor

Mortgage

Document Number	576180374
Date	Aug 22, 2017
Instrument	57618/0374

Lender

Name	HOMEBRIDGE FINANCIAL

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 22, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 18 Buckingham Rd was $9,090, up 2.5% from the year before.

Source: Worcester County and Holden Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Holden Town
Unified School District	Wachusett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,090.00 (+2.54%)	$674,300 (+5.43%) Land $210,200 Building $464,100	$693,006 (+15.59%)
2025	$8,865.00 (+2.2%)	$639,600 (+4.34%) Land $200,100 Building $439,500	$599,545
2024	$8,674.00 (+5.42%)	$613,000 (+11.68%) Land $194,300 Building $418,700
2023	$8,228.00	$548,900 Land $168,800 Building $380,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18 Buckingham Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–1984)
Most Recent Claim	Apr 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18 Buckingham Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLDEN WATER DIVISION, DPW serves 18,016 people · EPA ID MA2134000
Water Source	Purchased surface water from WORCESTER DPWP, WATER SUPPLY DIVISION
Last State Inspection	Nov 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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