18 Breakers Isle, Dana Point, CA 92629 Property Records

Orange County property record for 18 Breakers Isle, Dana Point, CA 92629

Property Summary

Property Type	Single Family Home
Details	5 bd · 7 ba · 8,435 sqft · built 2000
Lot Size	0.086 acres (3,750 sqft)
Owner	2 Company Names on Record
Tax Bill	$48,246 (2025)
Deeds & Mortgages	Mar 2021 Reverse Mortgage Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`672-061-58`

Property Details

APN / Parcel Number

Primary APN	`672-061-58`

Interior

Bedrooms	5 Beds
Full Baths	7 Baths
Half Baths	2 Half Baths
Building Area	8,435 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	3,750 sqft (0.086 acres)
Garage Area	727 sqft
Parking Spaces	3 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Location & Zoning

Street Address	18 BREAKERS ISLE
City	DANA POINT
State	CA
Zip	92629-4214
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 6988 BLK LOT 18 TR 6988 LOT 18 POR OF LOT
Legal Subdivision	TRACT NO 6988
Legal Tract	6988
Legal Lot Number	18
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	3
Census Block	3000
Census Tract	42323

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	18 BREAKERS ISLE, DANA POINT, CA 92629-4214
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2021	Intrafamily Transfer, Transfer · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC
Aug 29, 2018	Reverse Mortgage, Transfer FINANCE OF AMERICA REVERSE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 1997
Deed Sale	Jun 30, 1997
Prior Sale	Jun 20, 1995 · Amount on Record
Deed Document Number	1997303267
Prior Transfer Date	Apr 1, 1997
Prior Transfer Doc	0000151699
Record Updated	Oct 29, 2026

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Mar 8, 2021
Property Address	18 BREAKERS ISLE, DANA POINT, CA 92629-4214
Document Number	0000161112
Map Reference	DOC 82-042048
Instrument Date	Jan 22, 2021
Instrument	2021000161112
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	BNT TITLE COMPANY OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	18 BREAKERS ISLE, DANA POINT, CA 92629-4214

Mortgage

Document Number	0000161113
Date	Mar 8, 2021
Instrument	2021000161113

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Reverse Mortgage Lender

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	886 Months
Due	Jan 17, 2095

August 2018: Reverse Mortgage, Transfer

Document Type	Reverse Mortgage
Jurisdiction	ORANGE CA
Recording Date	Aug 29, 2018
Property Address	18 BREAKERS ISLE, DANA POINT, CA 92629-4214
Document Number	0000318561
Instrument Date	Aug 24, 2018
Instrument	318561
Transaction Type	Transfer
Record Updated	Sep 14, 2018
Title Company	WFG NATIONAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	18 BREAKERS ISLE DANA POINT CA 926294214, DANA POINT, CA 92629-4214

Mortgage

Document Number	318562
Date	Aug 29, 2018
Instrument	318562

Lender

Name	FINANCE OF AMERICA REVERSE
Address	8023 E 63RD PL # 700, TULSA, OK 74133-1240

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Dana Point City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$4,435,561 (+2%) Land $1,661,291 Building $2,774,270
2025	$48,246.00 (+2.26%) Homeowner's exemption	$4,348,590 (+4.04%) Land $1,628,717 Building $2,719,873
2024	$47,182.00 (+3.76%)
2023	$45,474.00 (+2.76%) Homeowner's exemption	$4,179,730 Land $1,565,472 Building $2,614,258
2022	$44,253.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	3 (1995–2017)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH COAST WATER DISTRICT serves 41,194 people · EPA ID CA3010042
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, T-Mobile.

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