Hampden County and Holyoke City property record for 18 Bray Park Dr, Holyoke, MA 01040
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,040 sqft · built 1962 |
| Lot Size | 0.215 acres (9,374 sqft) |
| Owner | Individual Name on File |
| Last Sale | $170,000 (Oct 2020) |
| Tax Bill | $3,875 (2026) |
| Deeds & Mortgages | Oct 2022 Mortgage Mar 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | HOLY M:0158 B:0000 L:50 |
| Primary APN | HOLY M:0158 B:0000 L:50 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| Gross Area | 2,488 sqft |
| Basement Area | 1,040 sqft |
| Unfinished Basement | 1,040 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,374 sqft (0.215 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 18 BRAY PARK DR |
|---|---|
| City | HOLYOKE |
| State | MA |
| Zip | 01040-1651 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Lot Number | 50 |
| Jurisdiction | HOLYOKE MA |
| Township / Civil Division | HOLYOKE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 812101 |
18 Bray Park Dr is owned and occupied by an individual who bought it in October 2020.
Source: Hampden County and Holyoke City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 18 BRAY PARK DR, HOLYOKE, MA 01040-1651 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 25, 2022 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) WESTFIELD BANK FSB |
| Mar 17, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance RADIUS FINANCIAL GROUP |
| Oct 15, 2020 | Quit Claim Deed, Transfer · FHA Mortgage NORCOM MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 15, 2020 · Amount on File |
| Deed Sale | Oct 15, 2020 · Amount on File |
| Deed Document Number | 202059701 |
| Deed Book / Page | 23477 / 264 |
| Prior Transfer Date | Sep 21, 2020 |
| Prior Transfer Doc | 23477-264 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOLYOKE MA |
| Property Address | 18 BRAY PARK DR, HOLYOKE, MA 01040-1651 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 024778-143 |
|---|---|
| Date | Oct 25, 2022 |
| Book Page | 24778/143 |
| Instrument | 63344 |
| Name | WESTFIELD BANK FSB |
|---|---|
| Type | Bank |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOLYOKE MA |
| Property Address | 18 BRAY PARK DR, HOLYOKE, MA 01040-1651 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 23767-212 |
|---|---|
| Date | Mar 17, 2021 |
| Book Page | 23767/212 |
| Instrument | 17994 |
| Name | RADIUS FINANCIAL GROUP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HOLYOKE MA |
| Recording Date | Oct 15, 2020 |
| Property Address | 18 BRAY PARK DR, HOLYOKE, MA 01040-1651 |
| Document Number | 23477-264 |
| Book / Page | 23477 / 264 |
| Instrument Date | Sep 21, 2020 |
| Instrument | 59701 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 110 ANDERSEN RD, CHICOPEE, MA 01022-2110 |
| Document Number | 59702 |
|---|---|
| Date | Oct 15, 2020 |
| Instrument | 59702 |
| Name | NORCOM MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 18 Bray Park Dr was $3,875, up 6.8% from the year before.
Source: Hampden County and Holyoke City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Holyoke City |
| Unified School District | Holyoke School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,875.00 (+6.81%) | $222,300 (+6.98%) Land $66,800 Building $155,500 | $266,723 (+2.13%) |
| 2025 | $3,628.00 (+5.9%) | $207,800 (+14.93%) Land $62,400 Building $145,400 | $261,155 (+4.88%) |
| 2024 | $3,426.00 (+4.01%) | $180,800 (+2.96%) Land $59,500 Building $121,300 | $248,995 |
| 2023 | $3,294.00 | $175,600 Land $59,500 Building $116,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18 Bray Park Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Jan 1978 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18 Bray Park Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLYOKE WATER WORKS serves 37,838 people · EPA ID MA1137000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 9 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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