18 Bowdoin St, Worcester, MA 01609 Property Records

Worcester County and Worcester City property record for 18 Bowdoin St, Worcester, MA 01609

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,421 sqft · built 1850
Lot Size	0.111 acres (4,827 sqft)
Owner	Company Name on File
Last Sale	$600,000 (Aug 2025)
Tax Bill	$6,354 (2026)
Deeds & Mortgages	Feb 2022 Refinance Aug 2025 Sale & Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2-033-00011`

Property Details

APN / Parcel Number

Primary APN	`2-033-00011`
Alternative APN	`WORC M:02 B:033 L:00011`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,421 sqft Living Area
Gross Area	4,413 sqft
1st Floor Area	1,146 sqft
Basement Area	1,114 sqft
Unfinished Basement	1,114 sqft

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Architectural Style	Duplex Single
Exterior Material	Combination
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,827 sqft (0.111 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	2-033-00011
Street Address	18 BOWDOIN ST
City	WORCESTER
State	MA
Zip	01609-2678
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RG-5
Legal Block	33
Legal Lot Number	11
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	2
Census Block	2003
Census Tract	731601

Owner

18 Bowdoin St, a duplex, is owned by a company that bought it in August 2025.

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	48 BRIGHAM HILL RD, GRAFTON, MA 01519-1136
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance I-C FCU
Aug 1, 2025	Quit Claim Deed, Transfer · Stand-Alone Refinance LOAN FUNDER LLC
Dec 30, 2021	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2025 · Amount on File
Deed Sale	Aug 1, 2025 · Amount on File
Prior Sale	Dec 30, 2021 · Amount on File
Deed Book / Page	72342 / 157
Prior Transfer Date	Jul 31, 2025
Prior Transfer Doc	072342-157
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	18 BOWDOIN ST, WORCESTER, MA 01609-2678
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	067054-320
Date	Feb 2, 2022
Book Page	67054/320
Instrument	13231

Lender

Name	I-C FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

August 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Aug 1, 2025
Property Address	18 BOWDOIN ST, WORCESTER, MA 01609-2678
Document Number	072342-157
Book / Page	72342 / 157
Instrument Date	Jul 31, 2025
Instrument	64184
Transaction Type	Transfer
Record Updated	Nov 19, 2025
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 BRIGHAM HILL RD, GRAFTON, MA 01519-1136

Mortgage

Document Number	0000064185
Date	Aug 1, 2025
Instrument	64185

Lender

Name	LOAN FUNDER LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Dec 30, 2021
Property Address	18 BOWDOIN ST, WORCESTER, MA 01609-2678
Document Number	066859-136
Book / Page	66859 / 136
Instrument Date	Dec 20, 2021
Instrument	182971
Transaction Type	Transfer
Record Updated	Jan 14, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	482 SOUTHBRIDGE ST # 306, 306, AUBURN, MA 01501-2468

Tax Assessment & Valuation

The 2026 property tax bill for 18 Bowdoin St was $6,354, up 5.5% from the year before.

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,354.00 (+5.48%)	$478,500 (+4.77%) Land $84,200 Building $394,300	$581,523
2025	$6,024.00	$456,700 Land $79,200 Building $377,500
2023	$5,383.00	$375,400 Land $68,900 Building $306,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18 Bowdoin St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 18 Bowdoin St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: T-Mobile.

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