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18 Bluffside Dr, Covington (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 18 Bluffside Dr, Covington, KY 41017 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1975
Square Footage936 sqft Finished Area
Lot Size7,841 sqft (0.18 acres)
Last Sale$165,000 (2023)
Tax Bill$1,635.00 (2025)

Property Details

APN / Parcel Number

Primary APN045-30-00-072.00

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Building Area936 sqft Finished Area
Stories3 Stories

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Exterior MaterialAluminum/Vinyl Exterior
Roof MaterialComposition Shingle Roof
Lot Area7,841 sqft (0.18 acres)
Depth X Width123 ft x 60 ft Depth x Width

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address18 BLUFFSIDE DR
CityCOVINGTON
StateKY
Zip41017-9732
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLAKEWOOD HILLS SEC 5 LOT 310
Legal SubdivisionLAKEWOOD HILLS
Legal Phase5
Legal Lot Number310
JurisdictionKENTON KY
Minor Civil DivisionINDEPENDENCE
Census Blockgroup1
Census Block1017
Census Tract66801

Owner

Source: Kenton County records · APN 045-30-00-072.00

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address22 CRYSTAL LAKE DR, COVINGTON, KY 41017-9715
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 14, 2023Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
BAYSHORE MORTGAGE FUNDING LLC
Feb 14, 2023Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Oct 13, 2020Quit Claim Deed, Transfer
MERIDIAN HM MTG
Dec 04, 2019Deed of Trust, Mortgage · Line of Credit
HUNTINGTON NAT'L BK
Nov 27, 2019Quit Claim Deed, Transfer
NOT AVAILABLE
Nov 06, 2017Quit Claim Deed, Transfer
Quitclaim Document
Aug 04, 2017Quit Claim Deed, Transfer
Quitclaim Document

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 14, 2023 · Amount on Record
Deed SaleFeb 14, 2023 · Amount on Record
Prior SaleNov 27, 2019 · Amount on Record
Deed Doc Number20230214229
Deed Book / Page213 / 579
Prior Transfer DateNov 22, 2019
Prior Transfer Doc0000000171
Record RefreshedJun 08, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address18 BLUFFSIDE DR, COVINGTON, KY 41017-9732
Transaction TypeMortgage
Record UpdatedFeb 28, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900247
DateFeb 14, 2023
Book PageKCM 440/252
Instrument23021405900247
Lender
NameBAYSHORE MORTGAGE FUNDING LLC
TypeMortgage Company
AddressEDGEWOOD, MD 21040
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2053

February 2023: Deed, Transfer

Document TypeDeed
JurisdictionKENTON KY
Recording DateFeb 14, 2023
Property Address18 BLUFFSIDE DR, COVINGTON, KY 41017-9732
Document Number0005900229
Book / PageKC 213 / 579
Map ReferenceMB 20 PG 9
Instrument DateFeb 10, 2023
Instrument23021405900229
Transaction TypeTransfer
Record UpdatedMar 06, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address5819 DICKINSON TRL, LIBERTY TWP, OH 45011-1235

Transferred To (Grantee/Buyer)

NameVerified Name
Address22 CRYSTAL LAKE DR, COVINGTON, KY 41017-9715

Mortgage

Document Number0005900230
DateFeb 14, 2023
Book PageKCM 440/228
Instrument23021405900230
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressCLEVELAND, OH 44114
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2053

October 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKENTON KY
Recording DateOct 13, 2020
Property Address18 BLUFFSIDE DR, COVINGTON, KY 41017-9732
Document Number0000000247
Book / Page000048 / 000978
Instrument DateSep 23, 2020
Instrument247
Transaction TypeTransfer
Record UpdatedNov 02, 2020
Title CompanyADVANTAGE TITLE COMPANY, ADVANTAGE TITLE CO

Transaction

Tax$0.00
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address18 BLUFFSIDE DR COVINGTON KY 410179732, COVINGTON, KY 41017-9732

Mortgage

Document Number248
DateOct 13, 2020
Book Page00M111/000561
Instrument248
Lender
NameMERIDIAN HM MTG
TypeMortgage Company
AddressWESTMINSTER, MD 21157
Agreement
AmountAmount Recorded
Term180 Months
DueOct 12, 2035

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address18 BLUFFSIDE DR, COVINGTON, KY 41017-9732
Document Number0000000198
Instrument DateDec 04, 2019
Transaction TypeMortgage
Record UpdatedJan 15, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address18 BLUFFSIDE DR COVINGTON KY 410179732, COVINGTON, KY 41017-9732

Mortgage

Document Number0000000198
DateDec 30, 2019
Book Page0I4388/000021
Instrument198
Lender
NameHUNTINGTON NAT'L BK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

November 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKENTON KY
Recording DateNov 27, 2019
Property Address18 BLUFFSIDE DR, COVINGTON, KY 41017-9732
Document Number0000000171
Book / Page0I4368 / 000321
Instrument DateNov 22, 2019
Instrument171
Transaction TypeTransfer
Record UpdatedDec 17, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$15.00
Amount AccuracyConfirmed
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address18 BLUFFSIDE DR COVINGTON KY 410179732, COVINGTON, KY 41017-9732

November 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKENTON KY
Recording DateNov 06, 2017
Property Address18 BLUFFSIDE DR, COVINGTON, KY 41017-9732
Document Number0000000333
Book / PageORI402 / 000314
Instrument DateOct 01, 2017
Instrument333
Transaction TypeTransfer
Record UpdatedJan 24, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address18 BLUFFSIDE DR COVINGTON KY 410179732, COVINGTON, KY 41017-9732

August 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKENTON KY
Recording DateAug 04, 2017
Property Address18 BLUFFSIDE DR, COVINGTON, KY 41017-9732
Document Number0000000239
Book / Page003980 / 000321
Instrument DateAug 01, 2017
Instrument239
Transaction TypeTransfer
Record UpdatedJan 03, 2018

Transaction

AmountAmount Recorded
Tax$9.00
Amount AccuracyConfirmed
Additional
  • Quitclaim Document
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address18 EDUFFSIDE DR COVINGTON KY 41017, COVINGTON, KY 41017

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,635.00 (-7.68%)$165,000 (-0.72%) Land $10,000 Building $155,000$165,000 (-0.72%) Land $10,000 Building $155,000
2023$1,771.00$166,200 Land $10,000 Building $156,200$166,200 Land $10,000 Building $156,200

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