18 Black Mountain Rd, Cullowhee, NC 28723 Property Records

Jackson County property record for 18 Black Mountain Rd, Cullowhee, NC 28723

Property Summary

Property Type	Residential Vacant Land
Lot Size	1.3 acres (56,628 sqft)
Owner	2 Individual Names on Record
Last Sale	$165,000 (Apr 2019)
Tax Bill	$61 (2023)
Deeds & Mortgages	Apr 2019 Sale & Mortgage Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7569-35-1198`

Property Details

APN / Parcel Number

Primary APN	`7569-35-1198`
Alternative APN	`150022`

Exterior

Lot Area	56,628 sqft (1.3 acres)

Location & Zoning

Account Number	150022
Street Address	18 BLACK MOUNTAIN RD
City	CULLOWHEE
State	NC
Zip	28723-8170
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	LT 18 LAPORTE ACRES
Legal Township	21
Legal Subdivision	LAPORTE ACRES SUB SEC 1
Legal Lot Number	18
Jurisdiction	JACKSON NC
Township / Civil Division	RIVER
Census Block Group	1
Census Block	1016
Census Tract	950700

Owner

Source: Jackson County records, as of August 10, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	323 BLACK MOUNTAIN RD, CULLOWHEE, NC 28723-8187
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2019	Warranty Deed, Transfer ATLANTIC BAY MTG
Feb 26, 2018	Warranty Deed, Transfer · Conventional with PMI MOUNTAIN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2019 · Amount on Record
Deed Sale	Apr 10, 2019 · Amount on Record
Deed Document Number	0000223599
Deed Book / Page	2235 / 99
Record Updated	Jun 7, 2026

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Apr 10, 2019
Property Address	18 BLACK MOUNTAIN RD, CULLOWHEE, NC 28723-8170
Document Number	0022350099
Book / Page	002235 / 000099
Instrument Date	Apr 4, 2019
Transaction Type	Transfer
Record Updated	May 2, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 83 TUCKASEGEE NC 287830083, TUCKASEGEE, NC 28783-0083

Mortgage

Document Number	22350102
Date	Apr 10, 2019
Book Page	002235/000102

Lender

Name	ATLANTIC BAY MTG
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 9, 2049

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Feb 26, 2018
Property Address	18 BLACK MOUNTAIN RD, CULLOWHEE, NC 28723-8170
Document Number	0022080374
Book / Page	002208 / 000374
Instrument Date	Feb 21, 2018
Transaction Type	Transfer
Record Updated	Mar 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 997 CULLOWHEE NC 287230997, CULLOWHEE, NC 28723-0997

Mortgage

Document Number	22080378
Date	Feb 26, 2018
Book Page	002208/000378

Lender

Name	MOUNTAIN CU
Type	Credit Union
Address	WAYNESVILLE, NC 28786

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 25, 2048

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2023	$61.00	$16,080 Land $16,080

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 77% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Sky Fi Fixed Wireless	10 / 1

May also be available: Optimum, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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