Middlesex County and Acton Town property record for 18 Birch Ridge Rd, Acton, MA 01720
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,397 sqft · built 1965 |
| Lot Size | 0.469 acres (20,444 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $524,000 (Aug 2017) |
| Tax Bill | $12,556 (2025) |
| Deeds & Mortgages | Apr 2021 Line of Credit Apr 2020 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | ACTO M:00F1 B:0056 L:0000 |
| Primary APN | ACTO M:00F1 B:0056 L:0000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,397 sqft Living Area |
| Gross Area | 3,848 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,444 sqft (0.469 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 18 BIRCH RIDGE RD |
|---|---|
| City | ACTON |
| State | MA |
| Zip | 01720-2230 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Block | 56 |
| Jurisdiction | ACTON MA |
| Township / Civil Division | ACTON |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 363201 |
Source: Middlesex County and Acton Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 18 BIRCH RIDGE RD, ACTON, MA 01720-2230 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 29, 2021 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Apr 29, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKLAND TRUST CO |
| Oct 25, 2017 | Deed of Trust, Mortgage · Line of Credit BLUE HILLS BANK |
| Aug 22, 2017 | Quit Claim Deed, Transfer BLUE HILLS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 22, 2017 · Amount on Record |
| Deed Sale | Aug 22, 2017 · Amount on Record |
| Prior Sale | Jul 15, 1992 · Amount on Record |
| Deed Book / Page | 69805 / 576 |
| Transfer Doc | 069805-576 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 18 BIRCH RIDGE RD, ACTON, MA 01720-2230 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 077636-255 |
|---|---|
| Date | Apr 29, 2021 |
| Book Page | 77636/255 |
| Instrument | 96383 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | May 1, 2046 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 18 BIRCH RIDGE RD, ACTON, MA 01720-2230 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 74569-377 |
|---|---|
| Date | Apr 29, 2020 |
| Book Page | 74569/377 |
| Instrument | 63600 |
| Name | ROCKLAND TRUST CO |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 18 BIRCH RIDGE RD, ACTON, MA 01720-2230 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 70124-488 |
|---|---|
| Date | Oct 25, 2017 |
| Book Page | 70124/488 |
| Instrument | 172516 |
| Name | BLUE HILLS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ACTON MA |
| Recording Date | Aug 22, 2017 |
| Property Address | 18 BIRCH RIDGE RD, ACTON, MA 01720-2230 |
| Document Number | 69805-576 |
| Book / Page | 69805 / 576 |
| Instrument | 134085 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $90.99 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18 BIRCH RIDGE RD, ACTON, MA 01720-2230 |
| Document Number | 698050579 |
|---|---|
| Date | Aug 22, 2017 |
| Instrument | 69805/0579 |
| Name | BLUE HILLS BANK |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 22, 2047 |
Source: Middlesex County and Acton Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Acton Town |
| Unified School District | Acton-Boxborough Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,556.00 (+4.93%) | $732,100 (+1.99%) Land $313,800 Building $418,300 | $857,375 (+2.06%) |
| 2024 | $11,966.00 (+2.6%) | $717,800 (+8.07%) Land $313,800 Building $404,000 | $840,085 |
| 2023 | $11,663.00 | $664,200 Land $285,400 Building $378,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1979–1982) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ACTON WATER SUPPLY DISTRICT serves 21,285 people · EPA ID MA2002000 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Oct 2024 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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