Orange County property record for 18 Bernay, Laguna Niguel, CA 92677
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,617 sqft · built 1989 |
| Lot Size | 0.418 acres (18,200 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,867 (2025) |
| Deeds & Mortgages | Nov 2025 Transfer Nov 2025 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 653-383-13 |
| Primary APN | 653-383-13 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,617 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Traditional |
| Exterior Material | Stucco |
| Roof Material | Tile |
| Lot Area | 18,200 sqft (0.418 acres) |
| Garage Area | 619 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Central |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 18 BERNAY |
|---|---|
| City | LAGUNA NIGUEL |
| State | CA |
| Zip | 92677-8610 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | N TR 12980 BLK LOT 13 |
| Legal Subdivision | TR 12980 |
| Legal Tract | 12980 |
| Legal Lot Number | 13 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | SOUTH COAST |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 42331 |
18 Bernay is owned and occupied by an individual who acquired it in October 2025.
Source: Orange County records, as of August 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 18 BERNAY, LAGUNA NIGUEL, CA 92677-8610 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 3, 2025 | Affidavit of Death of Joint Tenant, Transfer |
| Nov 3, 2025 | Transfer on Death Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 12, 2025 |
| Transfer Doc | 0000300727 |
| Record Updated | Sep 20, 2026 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Nov 3, 2025 |
| Property Address | 18 BERNAY, LAGUNA NIGUEL, CA 92677-8610 |
| Document Number | 0000300704 |
| Map Reference | MB 600 PG 22-25 |
| Instrument Date | Oct 28, 2025 |
| Instrument | 2025000300704 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18 BERNAY, LAGUNA NIGUEL, CA 92677-8610 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Nov 3, 2025 |
| Property Address | 18 BERNAY, LAGUNA NIGUEL, CA 92677-8610 |
| Document Number | 0000300727 |
| Map Reference | MB 600 PG 22-25 |
| Instrument Date | Oct 12, 2025 |
| Instrument | 2025000300727 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18 BERNAY, LAGUNA NIGUEL, CA 92677-8610 |
| Mail Care Of | SHENG HENGST |
The 2025 property tax bill for 18 Bernay was $6,867.
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | Laguna Niguel City |
| Unified School District | Capistrano Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $699,595 (+2%) Land $294,831 Building $404,764 | |
| 2025 | $6,867.00 | $685,878 Land $289,050 Building $396,828 |
| 2023 | $6,607.00 (+1.96%) Homeowner's exemption | $659,246 Land $277,826 Building $381,420 |
| 2022 | $6,480.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 18 Bernay in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 18 Bernay is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.8% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOULTON NIGUEL WATER DISTRICT serves 168,315 people · EPA ID CA3010073 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Verizon.
5G (outdoors only) and 4G LTE
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