Monmouth County and Howell Township property record for 18 Bernard Dr, Howell, NJ 07731
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,379 sqft · built 1986 |
| Lot Size | 0.211 acres (9,200 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $11,057 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Mar 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00079-0000-00063-08 |
| Primary APN | 21-00079-0000-00063-08 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,379 sqft Living Area |
| 1st Floor Area | 1,494 sqft |
| Upper Floors Area | 725 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 9,200 sqft (0.211 acres) |
| Lot Dimensions | 107 ft deep x 86 ft wide |
| Garage Type | Attached |
| Garage Area | 160 sqft |
| Porch | Open Porch |
|---|---|
| Patio Area | 112 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 03944106 |
|---|---|
| Street Address | 18 BERNARD DR |
| City | HOWELL |
| State | NJ |
| Zip | 07731-1964 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Subdivision | FRIENDSHIP ESTATES SEC 07 |
| Legal Block | 79 |
| Legal Lot Number | 63.8 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | HOWELL |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 811304 |
Source: Monmouth County and Howell Township records · APN 21-00079-0000-00063-08
Assessment roll updated July 9, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 18 BERNARD DR, HOWELL, NJ 07731-1964 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 09, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Mar 10, 2020 | Deed of Trust, Mortgage · Line of Credit SANTANDER BK NA |
| Sep 22, 2017 | Deed of Trust, Mortgage · Conventional with PMI FAMILY FIRST FNDG |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 18 BERNARD DR, HOWELL, NJ 07731-1964 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | MEGA TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0095943898 |
|---|---|
| Date | May 09, 2022 |
| Book Page | 9594/3898 |
| Instrument | 2022050455 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 18 BERNARD DR, HOWELL, NJ 07731-1964 |
| Document Number | 0000031866 |
| Instrument Date | Mar 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2020 |
| Title Company | TITLE365 - OMAHA |
| Name | Verified Name |
|---|---|
| Address | 18 BERNARD DR HOWELL NJ 077311964, HOWELL, NJ 07731-1964 |
| Document Number | 0000031866 |
|---|---|
| Date | Mar 24, 2020 |
| Book Page | 009403/008509 |
| Instrument | 31866 |
| Name | SANTANDER BK NA |
|---|---|
| Type | Bank |
| Address | READING, PA 19602 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 23, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 18 BERNARD DR, HOWELL, NJ 07731-1964 |
| Document Number | 0000098851 |
| Book / Page | 009252 / 007261 |
| Instrument Date | Sep 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2017 |
| Title Company | JERSEY COAST TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 18 BERNARD DR HOWELL NJ 077311964, HOWELL, NJ 07731-1964 |
| Document Number | 0000098851 |
|---|---|
| Date | Oct 10, 2017 |
| Book Page | 009252/007261 |
| Instrument | 98851 |
| Name | FAMILY FIRST FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | TOMS RIVER, NJ 08753 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 09, 2047 |
Source: Monmouth County and Howell Township records · Assessment roll updated July 9, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Howell Township |
| Secondary School District | Freehold Regional School District (09 - 12) |
| Elementary School District | Howell Township School District (KG - 08) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $665,100 (+3.52%) Land $380,000 Building $285,100 | $665,100 (+3.52%) Land $380,000 Building $285,100 | |
| 2025 | $11,057.00 (+5.3%) | $642,500 (+18.02%) Land $360,000 Building $282,500 | $642,500 (+18.02%) Land $360,000 Building $282,500 |
| 2024 | $10,500.00 (+12.16%) | ||
| 2023 | $544,400 Land $285,000 Building $259,400 | $544,400 Land $285,000 Building $259,400 | |
| 2022 | $9,362.00 |
Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2019) |
| Most Recent Claim | May 2019 · other causes |
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 356 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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