Worcester County and Worcester City property record for 18 Bergin Ln, Worcester, MA 01602
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,088 sqft · built 1933 |
| Lot Size | 0.264 acres (11,498 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $600,000 (Jun 2026) |
| Tax Bill | $6,343 (2026) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Jan 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 51-005-0030A |
| Primary APN | 51-005-0030A |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,088 sqft Living Area |
| Gross Area | 3,488 sqft |
| 1st Floor Area | 1,224 sqft |
| Basement Area | 1,116 sqft |
| Unfinished Basement | 794 sqft |
| Year Built | Built 1933 |
|---|---|
| Effective Year Built | Effective 1933 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,498 sqft (0.264 acres) |
| Garage Type | Basement |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 51-005-0030A |
|---|---|
| Street Address | 18 BERGIN LN |
| City | WORCESTER |
| State | MA |
| Zip | 01602-3102 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-7 |
| Legal Subdivision | PREPARED ERIC M & ELAINE V OLS |
| Legal Block | 5 |
| Legal Lot Number | 30A |
| Jurisdiction | WORCESTER MA |
| Township / Civil Division | WORCESTER |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 731002 |
Source: Worcester County and Worcester City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 18 BERGIN LN, WORCESTER, MA 01602-3102 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Person |
| Date | Document |
|---|---|
| Jun 2, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage ROCKLAND TRUST COMPANY |
| Jan 23, 2023 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage CROSSCOUNTRY MORTGAGE INC |
| Dec 3, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance US BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 2, 2026 · Amount on Record |
| Deed Sale | Jun 2, 2026 · Amount on Record |
| Prior Sale | Jan 23, 2023 · Amount on Record |
| Deed Document Number | 202644127 |
| Deed Book / Page | 73662 / 169 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WORCESTER MA |
| Recording Date | Jun 2, 2026 |
| Property Address | 18 BERGIN LN, WORCESTER, MA 01602-3102 |
| Document Number | 073662-169 |
| Book / Page | 73662 / 169 |
| Instrument Date | May 23, 2026 |
| Instrument | 202644127 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18 BERGIN LN, WORCESTER, MA 01602-3102 |
| Date | Jun 2, 2026 |
|---|
| Name | ROCKLAND TRUST COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Initial Type | Adjustable Rate |
| Type Change Date | Jul 1, 2031 |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WORCESTER MA |
| Recording Date | Jan 23, 2023 |
| Property Address | 18 BERGIN LN, WORCESTER, MA 01602-3102 |
| Document Number | 068749-241 |
| Book / Page | 68749 / 241 |
| Instrument Date | Jan 23, 2023 |
| Instrument | 6384 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Venture |
| Address | 18 BERGIN LN, WORCESTER, MA 01602-3102 |
| Document Number | 0000006385 |
|---|---|
| Date | Jan 23, 2023 |
| Instrument | 6385 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 18 BERGIN LN, WORCESTER, MA 01602-3102 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 63888-84 |
|---|---|
| Date | Dec 3, 2020 |
| Book Page | 63888/84 |
| Instrument | 148656 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 1, 2036 |
Source: Worcester County and Worcester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Worcester City |
| Unified School District | Worcester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,343.00 (+3.05%) | $477,651 (+2.36%) Land $125,751 Building $351,900 | $555,383 (+4.15%) |
| 2025 | $6,155.00 (+8.65%) | $466,637 (+18.11%) Land $118,337 Building $348,300 | $533,235 (+9.67%) |
| 2024 | $486,210 | ||
| 2023 | $5,665.00 | $395,077 Land $102,877 Building $292,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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