18 Belden Rd, Carmel, NY 10512 Property Records

Putnam County and Carmel Town property record for 18 Belden Rd, Carmel, NY 10512

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,928 sqft · built 1927
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Tax Bill	$11,925 (2024)
Deeds & Mortgages	Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`372000 54.12-1-8`

Property Details

APN / Parcel Number

Primary APN	`372000 54.12-1-8`
Alternative APNs	`200005401200010080000000` `298540`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,928 sqft Living Area
1st Floor Area	1,017 sqft
2nd Floor Area	911 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Architectural Style	Old Style
Exterior Material	Wood
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	225 ft deep x 70 ft wide
View / Lot	Waterfront
Canopy	128 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	298540
Street Address	18 BELDEN RD
City	CARMEL
State	NY
Zip	10512-1021
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Block	1
Legal Lot Number	8.000
Jurisdiction	PUTNAM NY
Township / Civil Division	CARMEL
Census Block Group	1
Census Block	1017
Census Tract	11502

Owner

18 Belden Rd is owned and occupied by an individual.

Source: Putnam County and Carmel Town records, as of April 29, 2026

Owner of Record	Individual Name on File
Mailing Address	18 BELDEN RD, CARMEL, NY 10512-1021
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PUTNAM NY
Recording Date	Jan 27, 2017
Property Address	18 BELDEN RD, CARMEL, NY 10512-1021
Document Number	0020350116
Book / Page	002035 / 000116
Instrument Date	Jan 19, 2017
Instrument	1500281
Transaction Type	Transfer
Record Updated	Apr 7, 2017
Title Company	RMF ABSTRACT CORPORATION, RMF ABSTRACT CORP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,080.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1462 MINFORD PL BRONX NY 104605704, BRONX, NY 10460-5704

Mortgage

Document Number	66840456
Date	Jan 27, 2017
Book Page	006684/000456
Instrument	1600437

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 26, 2047

Tax Assessment & Valuation

Source: Putnam County and Carmel Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Carmel Town
Unified School District	Carmel Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$408,200 Land $62,700 Building $345,500	$408,200 Land $62,700 Building $345,500
2024	$11,925.00
2023		$356,500 (+10.99%) Land $57,000 Building $299,500	$356,500 (+10.99%) Land $57,000 Building $299,500
2022		$321,200 Land $57,000 Building $264,200	$321,200 Land $57,000 Building $264,200
2020	$3,774.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18 Belden Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18 Belden Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WD 2 serves 5,000 people · EPA ID NY3903641
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	7 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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