Passaic County and Ringwood Borough property record for 18 Bear Mountain Rd, Ringwood, NJ 07456
| Property Type | Single Family Home |
|---|---|
| Details | 1,882 sqft · built 1939 |
| Lot Size | 0.335 acres (14,584 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $350,000 (Dec 2020) |
| Tax Bill | $10,835 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-00863-0000-00008 |
| Primary APN | 11-00863-0000-00008 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,882 sqft Living Area |
| 1st Floor Area | 1,882 sqft |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Construction Type | Frame |
| Lot Area | 14,584 sqft (0.335 acres) |
| Lot Dimensions | 143 ft deep x 102 ft wide |
| Street Address | 18 BEAR MOUNTAIN RD |
|---|---|
| City | RINGWOOD |
| State | NJ |
| Zip | 07456-2902 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | BOROUGH/RINGWOOD |
| Legal Block | 863 |
| Legal Lot Number | 8 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | RINGWOOD |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 216701 |
Source: Passaic County and Ringwood Borough records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 18 BEAR MOUNTAIN RD, RINGWOOD, NJ 07456-2902 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 27, 2023 | Deed of Trust, Mortgage · Line of Credit LAKELAND BANK |
| Nov 23, 2020 | Deed of Trust, Mortgage · Conventional with PMI FINANCE OF AMERICA MTG |
| Dec 4, 2020 | Grant Deed, Transfer ALTOR ABSTRACT COMPANY INC, ALTOR ABS CO INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 4, 2020 · Amount on Record |
| Deed Sale | Dec 4, 2020 · Amount on Record |
| Deed Document Number | 202063120 |
| Deed Book / Page | 3920 / 184 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 18 BEAR MOUNTAIN RD, RINGWOOD, NJ 07456-2902 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2023 |
| Title Company | SEARCHTEC INC |
| Name | Verified Name |
|---|
| Document Number | 0000034694 |
|---|---|
| Date | Oct 27, 2023 |
| Book Page | M18685/1 |
| Instrument | 2023034694 |
| Name | LAKELAND BANK |
|---|---|
| Type | Bank |
| Address | OAK RIDGE, NJ 07438 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 25, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 18 BEAR MOUNTAIN RD, RINGWOOD, NJ 07456-2902 |
| Document Number | 0000063130 |
| Instrument Date | Nov 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2021 |
| Title Company | ALTOR ABSTRACT COMPANY INC, ALTOR ABS CO INC |
| Name | Verified Name |
|---|---|
| Address | 18 BEAR MOUNTAIN RD RINGWOOD NJ 074562902, RINGWOOD, NJ 07456-2902 |
| Document Number | 0000063130 |
|---|---|
| Date | Dec 4, 2020 |
| Book Page | 016644/000182 |
| Instrument | 63130 |
| Name | FINANCE OF AMERICA MTG |
|---|---|
| Address | HORSHAM, PA 19044 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 3, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Dec 4, 2020 |
| Property Address | 18 BEAR MOUNTAIN RD, RINGWOOD, NJ 07456-2902 |
| Document Number | 0000063120 |
| Book / Page | 003920 / 000184 |
| Instrument Date | Nov 23, 2020 |
| Instrument | 63120 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2021 |
| Title Company | ALTOR ABSTRACT COMPANY INC, ALTOR ABS CO INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $350.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18 ALL BEAR AND RD RINGWOOD NJ 07456, RINGWOOD, NJ 07456 |
Source: Passaic County and Ringwood Borough assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| Municipality | Ringwood Borough |
| Secondary School District | Lakeland Regional School District (09 - 12) |
| Elementary School District | Ringwood Borough School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $254,400 (-) Land $140,300 Building $114,100 | $254,400 (-) Land $140,300 Building $114,100 | |
| 2025 | $10,835.00 (+2.3%) | $254,400 (-) Land $140,300 Building $114,100 | $254,400 (-) Land $140,300 Building $114,100 |
| 2024 | $10,591.00 (+5.01%) | ||
| 2023 | $254,400 Land $140,300 Building $114,100 | $254,400 Land $140,300 Building $114,100 | |
| 2022 | $10,086.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RINGWOOD WATER DEPARTMENT serves 9,327 people · EPA ID NJ1611002 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Last State Inspection | Jun 2022 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2020 |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fixed Wireless | 300 / 20 |
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