18 Beach Point Rd, Lancaster, MA 01523 Property Records

Worcester County and Lancaster Town property record for 18 Beach Point Rd, Lancaster, MA 01523

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,528 sqft · built 1975
Lot Size	0.55 acres (23,958 sqft)
Owner	2 Individual Names on Record
Last Sale	$302,000 (Dec 2019)
Tax Bill	$7,322 (2025)
Deeds & Mortgages	Mar 2021 Refinance Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`LANC M:044.0 B:0000 L:0034.A`

Property Details

APN / Parcel Number

Primary APN	`LANC M:044.0 B:0000 L:0034.A`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,528 sqft Living Area
1st Floor Area	916 sqft
Basement Area	916 sqft
Unfinished Basement	916 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1990
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,958 sqft (0.55 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	18 BEACH POINT RD
City	LANCASTER
State	MA
Zip	01523-1728
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	34.A
Jurisdiction	LANCASTER MA
Township / Civil Division	LANCASTER
Census Block Group	3
Census Block	3015
Census Tract	713100

Owner

Source: Worcester County and Lancaster Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18 BEACH POINT RD, LANCASTER, MA 01523-1728
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SHREWSBURY MUNICIPLE EMPLOYEE FED CR UN
Dec 17, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage SECURITY FIRST MORTGAGE FUNDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2019 · Amount on Record
Deed Sale	Dec 17, 2019 · Amount on Record
Deed Document Number	2019137168
Deed Book / Page	61607 / 248
Prior Transfer Date	Dec 6, 2019
Prior Transfer Doc	61607-248
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER MA
Property Address	18 BEACH POINT RD, LANCASTER, MA 01523-1728
Transaction Type	Mortgage
Record Updated	Apr 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	64732-88
Date	Mar 22, 2021
Book Page	64732/88
Instrument	38874

Lender

Name	SHREWSBURY MUNICIPLE EMPLOYEE FED CR UN

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LANCASTER MA
Recording Date	Dec 17, 2019
Property Address	18 BEACH POINT RD, LANCASTER, MA 01523-1728
Document Number	61607-248
Book / Page	61607 / 248
Instrument Date	Dec 6, 2019
Instrument	137168
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 BEACH POINT RD, LANCASTER, MA 01523-1728

Mortgage

Document Number	137169
Date	Dec 17, 2019
Instrument	137169

Lender

Name	SECURITY FIRST MORTGAGE FUNDING

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Lancaster Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Lancaster Town
Unified School District	Nashoba School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,322.00 (+5.31%)	$453,100 (+12.01%) Land $110,100 Building $343,000	$482,220 (+14.87%)
2024			$419,805
2023	$6,953.00	$404,500 Land $93,200 Building $311,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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