18 Basin Point Rd, Harpswell, ME 04079 Property Records

Cumberland County and Harpswell Town property record for 18 Basin Point Rd, Harpswell, ME 04079

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,426 sqft · built 1994
Lot Size	1.25 acres (54,450 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Feb 2022)
Tax Bill	$2,260 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`HARP M:015 L:167`

Property Details

APN / Parcel Number

Primary APN	`HARP M:015 L:167`
Alternative APN	`1101`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,426 sqft Living Area
Gross Area	3,004 sqft
1st Floor Area	1,426 sqft
Basement Area	1,344 sqft
Unfinished Basement	1,344 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	54,450 sqft (1.25 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	1101
Street Address	18 BASIN POINT RD
City	HARPSWELL
State	ME
Zip	04079-3453
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IN
Legal Lot Number	167
Jurisdiction	HARPSWELL ME
Township / Civil Division	HARPSWELL
Census Block Group	2
Census Block	2000
Census Tract	17101

Owner

18 Basin Point Rd is owned and occupied by two individuals who bought it in February 2022.

Source: Cumberland County and Harpswell Town records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	18 BASIN POINT RD, HARPSWELL, ME 04079-3453
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 15, 2022 · Amount on File
Deed Sale	Feb 15, 2022 · Amount on File
Prior Sale	Aug 28, 2009 · Amount on File
Deed Document Number	20228837
Deed Book / Page	39177 / 106
Transfer Doc	2721000228
Record Updated	Sep 20, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARPSWELL ME
Recording Date	Feb 15, 2022
Property Address	18 BASIN POINT RD, HARPSWELL, ME 04079-3453
Document Number	0391770106
Book / Page	39177 / 106
Instrument Date	Feb 11, 2022
Instrument	8837
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	24 HOLIDAY DR, WHITE HAVEN, PA 18661-2835

Mortgage

Document Number	0000008838
Date	Feb 15, 2022
Instrument	8838

Lender

Name	KENNEBEC SAVINGS BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 18 Basin Point Rd was $2,260, up 4.7% from the year before.

Source: Cumberland County and Harpswell Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Harpswell Town
Unified School District	School Administrative District 75 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,260.00 (+4.68%)	$339,400 (-) Land $65,300 Building $274,100
2024	$2,159.00 (+4.3%)	$339,400 (-) Land $65,300 Building $274,100
2023	$2,070.00 (+3.4%)	$339,400 (-) Land $65,300 Building $274,100
2022	$2,002.00	$339,400 Land $65,300 Building $274,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 18 Basin Point Rd in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 52 policies
Nearby Flood Policies	52 in force
Nearby Flood Claims	12 (1978–2024)
Claims Outside the SFHA	3 of 12
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jan 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18 Basin Point Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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