18 Baker St, Andover, NY 14806 Property Records

Allegany County and Andover Town property record for 18 Baker St, Andover, NY 14806

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,029 sqft · built 1950
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on File
Last Sale	$85,000 (Feb 2018)
Tax Bill	$3,474 (2026)
Deeds & Mortgages	Feb 2018 Sale & Mortgage
APN	`023001 216.14-1-26`

Property Details

APN / Parcel Number

Primary APN	`023001 216.14-1-26`
Alternative APNs	`300121601400010260000000` `00000000145`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,029 sqft Living Area
Gross Area	1,928 sqft
1st Floor Area	1,404 sqft
Upper Floors Area	576 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	70 ft deep x 141 ft wide
Garage Type	Attached
Garage Area	625 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	00000000145
Street Address	18 BAKER ST
City	ANDOVER
State	NY
Zip	14806-9305
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GL 65
Legal Subdivision	PULTNEY ESTATE
Legal Block	1
Legal Lot Number	26.000
Jurisdiction	ALLEGANY NY
Township / Civil Division	ANDOVER
Census Block Group	2
Census Block	2029
Census Tract	950900

Owner

18 Baker St is owned and occupied by two individuals who bought it in February 2018.

Source: Allegany County and Andover Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	18 BAKER ST, ANDOVER, NY 14806-9305
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2018 · Amount on File
Deed Sale	Feb 21, 2018 · Amount on File
Prior Sale	Mar 1, 2010 · Amount on File
Deed Document Number	20182018-95323
Record Updated	Oct 29, 2026

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGANY NY
Recording Date	Feb 21, 2018
Property Address	18 BAKER ST, ANDOVER, NY 14806-9305
Document Number	0000095323
Instrument Date	Feb 12, 2018
Instrument	95323
Transaction Type	Transfer
Record Updated	Mar 21, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5 GROVE ST ANDOVER NY 14806, ANDOVER, NY 14806

Mortgage

Document Number	95324
Date	Feb 21, 2018
Instrument	95324

Lender

Name	STEUBEN TR CO
Type	Bank
Address	HORNELL, NY 14843

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	Feb 20, 2038

Tax Assessment & Valuation

The 2026 property tax bill for 18 Baker St was $3,474, up 0.1% from the year before.

Source: Allegany County and Andover Town assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Allegany County
County Subdivision	Andover Town
Municipality	Andover Village
Unified School District	Andover Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,474.00 (+0.09%)
2025	$3,471.00	$86,600 Land $2,700 Building $83,900	$89,300 Land $2,784 Building $86,516
2023		$74,900 Land $5,600 Building $69,300	$98,600 Land $7,372 Building $91,228

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 18 Baker St; there have been 13 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	13 (1981–2024)
Claims Outside the SFHA	7 of 13
Most Recent Claim	Aug 2024 · Severe Storm And Flooding
Claims by Event	Severe Storms And Flooding, Jan 1996 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18 Baker St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANDOVER VILLAGE PUBLIC WATER serves 1,130 people · EPA ID NY0200311
Water Source	Groundwater
Last State Inspection	May 2024
Lead	3 ppb (2025) action level 15 ppb
Copper	1.4 mg/L (2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	61 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000