18 Bairn, Ray Brook, NY 12977 Property Records

Essex County and North Elba Town property record for 18 Bairn, Ray Brook, NY 12977

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,360 sqft · built 1991
Lot Size	1.17 acres (50,965 sqft)
Owner	2 Individual Names on File
Last Sale	$152,000 (Jul 2015)
Tax Bill	$2,494 (2026)
Deeds & Mortgages	Jan 2021 Mortgage
APN	`154089 41.7-2-6.200`

Property Details

APN / Parcel Number

Primary APN	`154089 41.7-2-6.200`
Alternative APNs	`408904100700020062000000` `675J186002`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,360 sqft Living Area
1st Floor Area	832 sqft
Upper Floors Area	528 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Cape Cod
Exterior Material	Wood
Foundation Type	Raised
Lot Area	50,965 sqft (1.17 acres)

Exterior Amenities

Porch	Slab
Porch Area	544 sqft
Shed	1 Shed
Canopy	361 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	675J186002
Street Address	18 BAIRN
City	RAY BROOK
State	NY
Zip	12977-0079
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	97 RS TWP 11 OMT
Legal Block	2
Legal Lot Number	6.200
Jurisdiction	ESSEX NY
Township / Civil Division	NORTH ELBA
Census Block Group	1
Census Block	1013
Census Tract	960402

Owner

18 Bairn is owned and occupied by two individuals who bought it in July 2015.

Source: Essex County and North Elba Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 171, RAY BROOK, NY 12977-0171
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2015 · Amount on File
Deed Sale	Jul 29, 2015 · Amount on File
Prior Sale	Sep 21, 2005 · Amount on File
Deed Book / Page	1807 / 300
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NY
Property Address	18 BAIRN WAY, RAY BROOK, NY 12977
Transaction Type	Mortgage
Record Updated	Mar 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002021190
Date	Jan 12, 2021
Instrument	2021-190

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	229 Months
Due	Feb 1, 2040

Tax Assessment & Valuation

The 2026 property tax bill for 18 Bairn was $2,494 with a veteran's exemption, up 5.2% from the year before.

Source: Essex County and North Elba Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Essex County
County Subdivision	North Elba Town
Unified School District	Saranac Lake Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,494.00 (+5.23%) Veteran's exemption
2025	$2,370.00	$216,700 Land $46,500 Building $170,200	$216,700 Land $46,500 Building $170,200
2023		$191,100 (+3.3%) Land $60,800 Building $130,300	$191,100 (+3.3%) Land $60,800 Building $130,300
2022	$937.00 Veteran's exemption	$185,000 Land $49,800 Building $135,200	$185,000 Land $49,800 Building $135,200
2020	$2,585.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 18 Bairn; there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2011 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18 Bairn is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000