18 Bacon St, Pepperell, MA 01463 Property Records

Middlesex County and Pepperell Town property record for 18 Bacon St, Pepperell, MA 01463

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,410 sqft · built 2019
Lot Size	0.928 acres (40,424 sqft)
Owner	2 Individual Names on File
Last Sale	$575,900 (Mar 2020)
Tax Bill	$10,584 (2026)
Deeds & Mortgages	Aug 2025 Line of Credit Oct 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`PEPP M:0031 B:0003 L:00018`

Property Details

APN / Parcel Number

Primary APN	`PEPP M:0031 B:0003 L:00018`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,410 sqft Living Area
Gross Area	4,674 sqft
Basement Area	1,236 sqft
Unfinished Basement	1,236 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,424 sqft (0.928 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	18 BACON ST
City	PEPPERELL
State	MA
Zip	01463-1301
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SUR
Legal Block	3
Legal Lot Number	18
Jurisdiction	PEPPERELL MA
Township / Civil Division	PEPPERELL
Census Block Group	2
Census Block	2018
Census Tract	327102

Owner

18 Bacon St is owned and occupied by two individuals who bought it in March 2020.

Source: Middlesex County and Pepperell Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	18 BACON ST, PEPPERELL, MA 01463-1301
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2025	Deed of Trust, Mortgage · Line of Credit USA ALLIANCE FEDERAL CREDIT UNION
Oct 14, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NORTHEAST HOME LOAN
Mar 19, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage E MORTGAGE MANAGEMENT LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 2020 · Amount on File
Deed Sale	Mar 19, 2020 · Amount on File
Deed Document Number	202041193
Deed Book / Page	74315 / 294
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEPPERELL MA
Property Address	18 BACON ST, PEPPERELL, MA 01463-1301
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	084458-154
Date	Aug 6, 2025
Book Page	84458/154
Instrument	93300

Lender

Name	USA ALLIANCE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEPPERELL MA
Property Address	18 BACON ST, PEPPERELL, MA 01463-1301
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	75881-397
Date	Oct 14, 2020
Book Page	75881/397
Instrument	186354

Lender

Name	NORTHEAST HOME LOAN

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PEPPERELL MA
Recording Date	Mar 19, 2020
Property Address	18 BACON ST, PEPPERELL, MA 01463-1301
Document Number	74315-294
Book / Page	74315 / 294
Instrument Date	Mar 19, 2020
Instrument	41193
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 BACON ST, PEPPERELL, MA 01463-1301

Mortgage

Document Number	41194
Date	Mar 19, 2020
Instrument	41194

Lender

Name	E MORTGAGE MANAGEMENT LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 18 Bacon St was $10,584, up 2.6% from the year before.

Source: Middlesex County and Pepperell Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Pepperell Town
Unified School District	North Middlesex School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,584.00 (+2.57%)	$768,100 (+8.9%) Land $190,800 Building $577,300	$757,910 (-)
2025	$10,319.00 (+8.69%)	$705,300 (+6.61%) Land $166,900 Building $538,400	$757,910 (+5.92%)
2024	$9,494.00 (+3.22%)	$661,600 (+8.91%) Land $153,300 Building $508,300	$715,540
2023	$9,198.00	$607,500 Land $129,400 Building $478,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18 Bacon St in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	10 (1982–2010)
Most Recent Claim	Apr 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2010 · 4 claims Severe Storms & Flooding, Apr 1987 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18 Bacon St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 99.3% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PEPPERELL DPW WATER DIVISION serves 9,217 people · EPA ID MA2232000
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bacon St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures