18 Avery Rd, Montgomery (Westfield), MA 01085 Property Records

Hampden County and Montgomery Town property record for 18 Avery Rd, Montgomery, MA 01085

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,712 sqft · built 1956
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,788 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Feb 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:1 B:61 L:39`

Property Details

APN / Parcel Number

Primary APN	`M:1 B:61 L:39`
Alternative APN	`MONT M:1 B:7 L:39`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,712 sqft Living Area
Gross Area	4,824 sqft
Basement Area	1,932 sqft
Unfinished Basement	1,932 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	65,340 sqft (1.5 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Wood

Location & Zoning

Street Address	18 AVERY RD
City	MONTGOMERY
State	MA
Zip	01085-9501
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	7
Legal Lot Number	39
Jurisdiction	MONTGOMERY MA
Township / Civil Division	MONTGOMERY
Census Block Group	1
Census Block	1007
Census Tract	813002

Owner

Source: Hampden County and Montgomery Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18 AVERY RD, MONTGOMERY, MA 01085-9501
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2023	Deed of Trust, Mortgage · ARM MUTUAL OF OMAHA MORTGAGE
Feb 9, 2023	Deed of Trust, Mortgage · ARM SECRETARY HOUSING URBAN DEVELOPMENT

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MA
Property Address	18 AVERY RD, MONTGOMERY, MA 01085-9501
Transaction Type	Mortgage
Record Updated	Feb 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024904-47
Date	Feb 9, 2023
Book Page	24904/47
Instrument	6385

Lender

Name	MUTUAL OF OMAHA MORTGAGE

Agreement

Type	ARM
Amount	Amount Recorded
Term	793 Months
Due	Mar 1, 2089

Interest

Rate Type	Adjustable Rate
Rate	6.63%
Type Change Date	Apr 1, 2023
Index	Other

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MA
Property Address	18 AVERY RD, MONTGOMERY, MA 01085-9501
Transaction Type	Mortgage
Record Updated	Feb 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024904-64
Date	Feb 9, 2023
Book Page	24904/64
Instrument	6386

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	ARM
Amount	Amount Recorded
Term	793 Months
Due	Mar 1, 2089

Interest

Rate Type	Adjustable Rate
Rate	6.63%
Type Change Date	Apr 1, 2023
Index	Other

Tax Assessment & Valuation

Source: Hampden County and Montgomery Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Montgomery Town
Unified School District	Gateway School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,788.00 (+4.24%)	$334,000 (+36.49%) Land $80,200 Building $253,800	$480,035 (+3.29%)
2024			$464,740
2023	$3,634.00	$244,700 Land $70,000 Building $174,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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