18 Arbor Ridge Rd, Torrington, CT 06790 Property Records

Torrington City property record for 18 Arbor Ridge Rd, Torrington, CT 06790

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,628 sqft · built 1996
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on File
Last Sale	$380,000 (Nov 2024)
Tax Bill	$7,910 (2026)
Deeds & Mortgages	Nov 2024 Sale & Mortgage Sep 2022 Refinance + 1 more
APN	`14356`

Property Details

APN / Parcel Number

Primary APN	`14356`
Alternative APNs	`TORR M:251 B:002 L:004` `014356`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,628 sqft Living Area
Gross Area	3,255 sqft
Basement Area	853 sqft
Unfinished Basement	853 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,375 sqft (0.33 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	14356
Street Address	18 ARBOR RIDGE RD
City	TORRINGTON
State	CT
Zip	06790-2576
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RRC
Legal Block	2
Legal Lot Number	4
Jurisdiction	TORRINGTON CT
Township / Civil Division	TORRINGTON
Census Block Group	2
Census Block	2017
Census Tract	310601

Owner

Source: Torrington City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	18 ARBOR RIDGE RD, TORRINGTON, CT 06790-2576
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage FBC MORTGAGE LLC
Sep 20, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC
Oct 27, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2024 · Amount on File
Deed Sale	Nov 25, 2024 · Amount on File
Prior Sale	Oct 27, 2021 · Amount on File
Deed Document Number	2024496758
Deed Book / Page	1425 / 868
Record Updated	Oct 29, 2026

November 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TORRINGTON CT
Recording Date	Nov 25, 2024
Property Address	18 ARBOR RIDGE RD, TORRINGTON, CT 06790-2576
Document Number	001425-868
Book / Page	1425 / 868
Instrument Date	Nov 22, 2024
Instrument	2024-496758
Transaction Type	Transfer
Record Updated	Dec 12, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2024496759
Date	Nov 25, 2024
Instrument	2024-496759

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TORRINGTON CT
Property Address	18 ARBOR RIDGE RD, TORRINGTON, CT 06790-2576
Transaction Type	Mortgage
Record Updated	Oct 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001374-673
Date	Sep 20, 2022
Book Page	1374/673
Instrument	2022-478496

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	349 Months
Due	Oct 1, 2051

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TORRINGTON CT
Recording Date	Oct 27, 2021
Property Address	18 ARBOR RIDGE RD, TORRINGTON, CT 06790-2576
Document Number	1349-247
Book / Page	1349 / 247
Instrument Date	Oct 21, 2021
Instrument	2021-469984
Transaction Type	Transfer
Record Updated	Nov 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5118 ARLEY RD, NORTH PORT, FL 34288-6376

Mortgage

Document Number	2021469985
Date	Oct 27, 2021
Instrument	2021-469985

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Torrington City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Torrington City
Unified School District	Torrington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,910.00 (-12.97%)	$236,390 (-) Land $30,520 Building $205,870	$387,703 (+134.3%)
2025	$9,089.00	$236,390 (+93.43%) Land $30,520 Building $205,870	$165,473 Land $21,364 Building $144,109
2024	$9,089.00 (+55.08%)
2023	$5,861.00 (+1.74%)	$122,210 (-) Land $30,560 Building $91,650
2022	$5,761.00	$122,210 Land $30,560 Building $91,650

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TORRINGTON WATER COMPANY private · serves 37,915 people · EPA ID CT1430011
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Treatment report not submitted Mar 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: Frontier, T-Mobile, Verizon, Xfinity.

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