18 Apple Ridge Rd, Cumberland, RI 02864 Property Records

Cumberland Town property record for 18 Apple Ridge Rd, Cumberland, RI 02864

Property Summary

Property TypeCondominium
Details3 bd · 3 ba · 2,779 sqft · built 1994
Lot Size0.58 acres (25,265 sqft)
Owner2 Individual Names on File
Last Sale$770,000 (Jul 2023)
Tax Bill$7,816 (2025)
Deeds & MortgagesJul 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN3-0015-93

Property Details

APN / Parcel Number

Primary APN3-0015-93
Alternative APNs
  • CUMB M:023 B:0129 L:D03/1903
  • 8920-39

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,779 sqft Living Area
Gross Area4,372 sqft
1st Floor Area2,111 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleCondo/Apartment
Exterior MaterialStone
Roof TypeHip
Roof MaterialAsphalt
Lot Area25,265 sqft (0.58 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number3-0015-93
Street Address18 APPLE RIDGE RD
CityCUMBERLAND
StateRI
Zip02864-3272
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning Code100
Legal Block129
Legal Lot NumberD03
JurisdictionCUMBERLAND RI
Township / Civil DivisionCUMBERLAND
Census Block Group3
Census Block3004
Census Tract11404

Owner

18 Apple Ridge Rd, a condominium, is owned and occupied by two individuals who bought it in July 2023.

Source: Cumberland Town records, as of June 22, 2026

Owner of Record2 Individual Names on File
Mailing Address18 APPLE RIDGE RD, CUMBERLAND, RI 02864-3272
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 21, 2023 · Amount on File
Deed SaleJul 21, 2023 · Amount on File
Prior SaleOct 28, 2009 · Amount on File
Deed Document Number2023139780
Deed Book / Page1960 / 515
Transfer Doc1725-764
Record UpdatedOct 29, 2026

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUMBERLAND RI
Recording DateJul 21, 2023
Property Address18 APPLE RIDGE RD, CUMBERLAND, RI 02864-3272
Document Number001960-515
Book / Page1960 / 515
Instrument DateJul 21, 2023
Instrument139780
Transaction TypeTransfer
Record UpdatedAug 3, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address18 GROVE ST, PLAINVILLE, MA 02762-2643

Mortgage

Document Number0000139781
DateJul 21, 2023
Instrument139781
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROU
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 18 Apple Ridge Rd was $7,816.

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionCumberland Town
Unified School DistrictCumberland School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$7,816.00$637,000 Land $110,000 Building $527,000
2023$7,402.00 (+3.8%)$637,000 (+33.91%) Land $110,000 Building $527,000
2022$7,131.00$475,700 Land $81,500 Building $394,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 18 Apple Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18 Apple Ridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CUMBERLAND
serves 21,235 people · EPA ID RI1647530
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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