18 Amber Meadows Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 18 Amber Meadows Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,675 sqft · built 1994
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$310,000 (Apr 2026)
Tax Bill	$3,822 (2025)
Deeds & Mortgages	Apr 2026 Sale Apr 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`A942000735`

Property Details

APN / Parcel Number

Primary APN	`A942000735`
Alternative APN	`2-0061-7010-00-0023.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,675 sqft Living Area
Gross Area	3,775 sqft
1st Floor Area	1,675 sqft
Basement Area	1,659 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	126 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A942000735
Street Address	18 AMBER MEADOWS DR
City	O FALLON
State	MO
Zip	63366-3985
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WINDING WOODS #1 LOT 23
Legal Subdivision	WINDING WOODS #1
Legal Lot Number	23
Jurisdiction	ST CHARLES MO
Township / Civil Division	DARDENNE
Census Block Group	1
Census Block	1029
Census Tract	311733

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	18 AMBER MEADOWS DR, O FALLON, MO 63366-3985
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Affidavit, Transfer
Apr 28, 2026	Warranty Deed, Transfer · Conventional Mortgage ENDEAVOR CAPITAL
Oct 2, 2018	Deed of Trust, Mortgage · Line of Credit SB R/E SVCS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2026 · Amount on Record
Deed Sale	Apr 28, 2026 · Amount on Record
Prior Sale	Feb 26, 2002 · Amount on Record
Deed Document Number	202619543
Prior Transfer Date	Oct 12, 2006
Prior Transfer Doc	0046102012
Record Updated	Oct 29, 2026

April 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	ST CHARLES MO
Recording Date	Apr 28, 2026
Property Address	18 AMBER MEADOWS DR, O FALLON, MO 63366-3985
Document Number	0000019541
Instrument Date	Apr 27, 2026
Instrument	202619541
Transaction Type	Transfer
Record Updated	Aug 12, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 AMBER MEADOWS DR, O FALLON, MO 63366-3985

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 28, 2026
Property Address	18 AMBER MEADOWS DR, O FALLON, MO 63366-3985
Document Number	0000019543
Instrument Date	Apr 22, 2026
Instrument	202619543
Transaction Type	Transfer
Record Updated	Aug 6, 2026
Title Company	CHESTERFIELD TITLE AGENCY LLC, CHESTERFIELD TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 AMBER MEADOWS DR, O FALLON, MO 63366-3985
Investor	Possibly a Property Investor

Mortgage

Document Number	0000019544,
Date	Apr 28, 2026
Instrument	202619544

Lender

Name	ENDEAVOR CAPITAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	18 AMBER MEADOWS DR, O FALLON, MO 63366-3985
Document Number	0069880060
Instrument Date	Oct 2, 2018
Transaction Type	Mortgage
Record Updated	Oct 29, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	18 AMBER MEADOWS DR O FALLON MO 633663985, O FALLON, MO 63366-3985

Mortgage

Document Number	0069880060
Date	Oct 9, 2018
Book Page	006988/000060
Instrument	577560

Lender

Name	SB R/E SVCS LLC
Address	305 E MCCARTY ST # 300, JEFFERSON CITY, MO 65101-3155

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$59,468 (-)	$312,988 (-) Land $70,000 Building $242,988
2025	$3,822.00 (+4.77%)	$59,468 (+7.92%)	$312,988 (+7.92%) Land $70,000 Building $242,988
2024	$3,648.00
2023		$55,103
2022			$290,014 Land $50,000 Building $240,014

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	6 (1982–1993)
Most Recent Claim	Jun 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Jun 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband, Verizon.

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