Putnam County and Kent Town property record for 18 Algonquin Rd, Carmel, NY 10512
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,992 sqft · built 1986 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | Individual Name on File |
| Last Sale | $305,000 (Jul 2018) |
| Tax Bill | $11,875 (2024) |
| Deeds & Mortgages | Jul 2021 Mortgage Jul 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 372200 22.65-2-8 |
| Primary APN | 372200 22.65-2-8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,992 sqft Living Area |
| 1st Floor Area | 1,152 sqft |
| Basement Area | 840 sqft |
| Finished Basement | 840 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 16,117 sqft (0.37 acres) |
| Lot Dimensions | 100 ft deep x 200 ft wide |
| View / Lot | Waterfront |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Pool Type | Above-Ground Pool |
|---|---|
| Pool Area | 121 sqft |
| Porch | Open Porch |
| Porch Area | 142 sqft |
| Patio Area | 438 sqft |
| Shed | 1 Shed |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Account Number | 060325 |
|---|---|
| Street Address | 18 ALGONQUIN RD |
| City | CARMEL |
| State | NY |
| Zip | 10512-5664 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Block | 2 |
| Legal Lot Number | 8.000 |
| Jurisdiction | PUTNAM NY |
| Township / Civil Division | KENT |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 10300 |
18 Algonquin Rd is owned and occupied by an individual who bought it in July 2018.
Source: Putnam County and Kent Town records, as of April 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 18 ALGONQUIN RD, CARMEL, NY 10512-5664 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 30, 2021 | Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE |
| Jul 26, 2018 | Bargain and Sale Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION |
| Jan 12, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 26, 2018 · Amount on File |
| Deed Sale | Jul 26, 2018 · Amount on File |
| Prior Sale | Dec 4, 1996 · Amount on File |
| Deed Document Number | 20181501886 |
| Deed Book / Page | 2084 / 309 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 18 ALGONQUIN RD, CARMEL, NY 10512-5664 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 18 ALGONQUIN RD, CARMEL, NY 10512-5664 |
| Document Number | 0074160165 |
|---|---|
| Date | Jul 30, 2021 |
| Book Page | 7416/165 |
| Instrument | 8930-2021 |
| Name | MIDLAND MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | PUTNAM NY |
| Recording Date | Jul 26, 2018 |
| Property Address | 18 ALGONQUIN RD, CARMEL, NY 10512-5664 |
| Document Number | 0020840309 |
| Book / Page | 2084 / 309 |
| Map Reference | MAP 130GG |
| Instrument Date | Jul 23, 2018 |
| Instrument | 1501886 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | BENCHMARK TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,220.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 18 ALGONQUIN RD, 18, CARMEL, NY 10512-5664 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 821 THROGGS NECK EXPY, BRONX, NY 10465-2320 |
| Document Number | 0001602101 |
|---|---|
| Date | Jul 26, 2018 |
| Instrument | 1602101 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PUTNAM NY |
| Recording Date | Jan 12, 2017 |
| Property Address | 18 ALGONQUIN RD, CARMEL, NY 10512-5664 |
| Document Number | 0020330445 |
| Book / Page | 002033 / 000445 |
| Instrument Date | Nov 30, 2016 |
| Instrument | 1500131 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18 ALGONQUIN RD CARMEL NY 105125664, CARMEL, NY 10512-5664 |
Source: Putnam County and Kent Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Putnam County |
| County Subdivision | Kent Town |
| Unified School District | Carmel Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $395,000 Land $69,600 Building $325,400 | $395,000 Land $69,600 Building $325,400 | |
| 2024 | $11,875.00 | ||
| 2023 | $252,400 (-) Land $24,500 Building $227,900 | $366,860 (+21.66%) Land $35,610 Building $331,250 | |
| 2022 | $252,400 Land $24,500 Building $227,900 | $301,553 Land $29,271 Building $272,282 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18 Algonquin Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1978–2023) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Jul 2023 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18 Algonquin Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENT WD 1 serves 360 people · EPA ID NY3905708 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 5 ppb (2019–2021) action level 15 ppb |
| Water Quality | Gross alpha radiation currently in violation since Jan 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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