18 Algonquin Dr, Cape Neddick, ME 03902 Property Records

York County and York Town property record for 18 Algonquin Dr, Cape Neddick, ME 03902

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,184 sqft · built 1997
Lot Size	1.23 acres (53,579 sqft)
Owner	2 Individual Names on Record
Last Sale	$559,000 (Jun 2022)
Tax Bill	$4,243 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jun 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:096 B:120-D`

Property Details

APN / Parcel Number

Primary APN	`M:096 B:120-D`
Alternative APNs	`YORK M:0096 B:0120-D` `004852` `4852`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,184 sqft Living Area
Gross Area	3,632 sqft
1st Floor Area	1,456 sqft
Basement Area	728 sqft
Unfinished Basement	728 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	53,579 sqft (1.23 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	4852
Street Address	18 ALGONQUIN DR
City	CAPE NEDDICK
State	ME
Zip	03902-7916
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Subdivision	GROUND NUT HILL PROPERTY SEC 1
Legal Block	120-D
Jurisdiction	YORK ME
Township / Civil Division	YORK
Census Block Group	3
Census Block	3016
Census Tract	36002

Owner

Source: York County and York Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18 ALGONQUIN DR, CAPE NEDDICK, ME 03902-7916
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2025	Deed of Trust, Mortgage LIGHTHOUSE FUNDING CORP
Jun 6, 2022	Warranty Deed, Subdivision Related Transfer · Stand-Alone First Mortgage MOVEMENT MORTGAGE
Jul 15, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2022 · Amount on Record
Deed Sale	Jun 6, 2022 · Amount on Record
Prior Sale	Sep 15, 2016
Deed Document Number	202224219
Deed Book / Page	19042 / 846
Transfer Doc	15801-0654
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK ME
Property Address	18 ALGONQUIN DR, CAPE NEDDICK, ME 03902-7916
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0197700362
Date	Oct 23, 2025
Book Page	19770/362
Instrument	2025038650

Lender

Name	LIGHTHOUSE FUNDING CORP
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	121 Months
Due	Nov 1, 2035

June 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	YORK ME
Recording Date	Jun 6, 2022
Property Address	18 ALGONQUIN DR, CAPE NEDDICK, ME 03902-7916
Document Number	0190420846
Book / Page	19042 / 846
Instrument Date	Jun 3, 2022
Instrument	2022024219
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 ALGONQUIN DR, YORK, ME 03909

Mortgage

Document Number	2022024220
Date	Jun 6, 2022
Instrument	2022024220

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	YORK ME
Recording Date	Jul 15, 2019
Property Address	18 ALGONQUIN DR, CAPE NEDDICK, ME 03902-7916
Document Number	0179940374
Book / Page	017994 / 000374
Instrument Date	Apr 19, 2019
Instrument	26549
Transaction Type	Transfer
Record Updated	Jul 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	6 DAFFODIL LN #A NANTUCKET MA 025546015, A, NANTUCKET, MA 02554-6015

Tax Assessment & Valuation

Source: York County and York Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	York Town
Unified School District	York (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,243.00 (+6.1%)	$514,300 (+8.02%) Land $150,500 Building $363,800
2024	$3,999.00 (+10.87%)	$476,100 (+11.52%) Land $150,500 Building $325,600
2023	$3,607.00 (+1.84%)	$426,900 (+3.04%) Land $125,400 Building $301,500	$640,680
2022	$3,542.00	$414,300 Land $125,400 Building $288,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Dec 1993 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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