18 Albin Rd, Delmar, NY 12054 Property Records

Albany County and Bethlehem Town property record for 18 Albin Rd, Delmar, NY 12054

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,184 sqft · built 1956
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$295,000 (Jul 2008)
Tax Bill	$9,689 (2026)
Deeds & Mortgages	Nov 2020 Mortgage Nov 2018 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`012200 97.05-1-55`

Property Details

APN / Parcel Number

Primary APN	`012200 97.05-1-55`
Alternative APNs	`22000970050001055000` `09700500010550000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,184 sqft Living Area
1st Floor Area	974 sqft
2nd Floor Area	1,210 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	145 ft deep x 81.5 ft wide
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	350 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	09700500010550000000
Street Address	18 ALBIN RD
City	DELMAR
State	NY
Zip	12054-4101
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CR
Legal Description	LOT 18 PART LOT 14
Legal Subdivision	MAP OF PORTION OF HAMAGRAEL SECT 1
Legal Block	1
Legal Lot Number	55.000
Jurisdiction	ALBANY NY
Township / Civil Division	BETHLEHEM
Census Block Group	2
Census Block	2011
Census Tract	14203

Owner

Source: Albany County and Bethlehem Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	18 ALBIN RD, DELMAR, NY 12054-4101
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Nov 26, 2018	Loan Modification, Mortgage · FHA Mortgage MR COOPER
Nov 26, 2018	Deed of Trust, Mortgage · FHA Mortgage MR COOPER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2008 · Amount on Record
Deed Sale	Jul 9, 2008 · Amount on Record
Prior Sale	Jul 9, 2008 · Amount on Record
Deed Document Number	200810225426
Deed Book / Page	2924 / 895
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	18 ALBIN RD, DELMAR, NY 12054-4101
Transaction Type	Mortgage
Record Updated	Jul 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007725
Date	Nov 24, 2020
Instrument	R2020-27725

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2050

November 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ALBANY NY
Property Address	18 ALBIN RD, DELMAR, NY 12054-4101
Document Number	0000027482
Instrument Date	Nov 26, 2018
Transaction Type	Mortgage
Record Updated	Jan 21, 2019
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 ALBIN RD DELMAR NY 120544101, DELMAR, NY 12054-4101

Mortgage

Document Number	0000027482
Date	Dec 11, 2018
Instrument	27482

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 10, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.87%

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	18 ALBIN RD, DELMAR, NY 12054-4101
Document Number	0000027481
Instrument Date	Nov 26, 2018
Transaction Type	Mortgage
Record Updated	Jan 21, 2019
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 ALBIN RD DELMAR NY 120544101, DELMAR, NY 12054-4101

Mortgage

Document Number	0000027481
Date	Dec 11, 2018
Instrument	27481

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 10, 2048

Tax Assessment & Valuation

Source: Albany County and Bethlehem Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Bethlehem Town
Unified School District	Bethlehem Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,689.00 Homeowner's exemption
2025		$305,600 (-) Land $60,500 Building $245,100	$477,500 (+17.19%) Land $94,531 Building $382,969
2023		$305,600 Land $60,500 Building $245,100	$407,467 Land $80,667 Building $326,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BETHLEHEM WD NO 1 serves 31,000 people · EPA ID NY0100191
Water Source	Surface water
Last State Inspection	Aug 2022
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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