18 Ackerson Ln, Upper Saddle River (Saddle River), NJ 07458 Property Records

Bergen County and Upper Saddle River Borough property record for 18 Ackerson Ln, Upper Saddle River, NJ 07458

Property Summary

Property TypeSingle Family Home
Details1,586 sqft · built 1951
Lot Size1.06 acres (46,174 sqft)
OwnerCompany Name on Record
Last Sale$1,100,000 (Jan 2025)
Tax Bill$10,798 (2025)
Deeds & MortgagesMar 2026 Construction Loan
Jan 2025 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN63-00509-0000-00003

Property Details

APN / Parcel Number

Primary APN63-00509-0000-00003
Alternative APNs
  • 630050900003
  • 041000

Interior

Stories2 Stories
Building Area1,586 sqft Living Area

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Construction TypeFrame
Lot Area46,174 sqft

Location & Zoning

Account Number041000
Street Address18 ACKERSON LN
CityUPPER SADDLE RIVER
StateNJ
Zip07458-1502
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description1.060 AC
Legal SubdivisionFINAL SUBDIVISION PLAT OF LOT 4
Legal Block509
Legal Lot Number3
JurisdictionBERGEN NJ
Township / Civil DivisionUPPER SADDLE RIVER
Census Block Group2
Census Block2006
Census Tract53202

Owner

Source: Bergen County and Upper Saddle River Borough records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address18 ACKERSON LN, UPPER SADDLE RIVER, NJ 07458-1502
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Mar 12, 2026Deed of Trust, Mortgage · Construction Mortgage
BPL MORTGAGE LLC
Jan 9, 2025Deed, Transfer
UNKNOWN, CATIC TITLE
Mar 24, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
Jun 27, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 9, 2025 · Amount on Record
Deed SaleJan 9, 2025 · Amount on Record
Prior SaleOct 12, 2000
Deed Document Number20251832
Deed Book / Page5399 / 1579
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address18 ACKERSON LN, UPPER SADDLE RIVER, NJ 07458-1502
Transaction TypeMortgage
Record UpdatedMay 6, 2026
Title CompanyNORTHWEST TITLE GROUP LLC, NORTH AVENUE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0057450255
DateMar 12, 2026
Book Page5745/255
Instrument2026016512
Lender
NameBPL MORTGAGE LLC
TypeMortgage Company
AddressVILLA PARK, IL 60181
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueMar 1, 2027

January 2025: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateJan 9, 2025
Property Address18 ACKERSON LN, UPPER SADDLE RIVER, NJ 07458-1502
Document Number0053991579
Book / Page5399 / 1579
Instrument DateJan 9, 2025
Instrument2025001832
Transaction TypeTransfer
Record UpdatedOct 30, 2025
Title CompanyUNKNOWN, CATIC TITLE

Transaction

AmountAmount Recorded
Tax$16,355.00
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3110 OCEANIC DR, TOMS RIVER, NJ 08753-4836

Transferred To (Grantee/Buyer)

NameVerified Name
Address18 ACKERSON LN, UPPER SADDLE RIVER, NJ 07458-1502

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address18 ACKERSON LN, UPPER SADDLE RIVER, NJ 07458-1502
Transaction TypeMortgage
Record UpdatedApr 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0049580098
DateMar 24, 2023
Book Page4958/98
Instrument2023020809
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueApr 1, 2043

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address18 ACKERSON LN, UPPER SADDLE RIVER, NJ 07458-1502
Document Number0036630203
Instrument DateJun 27, 2020
Transaction TypeMortgage
Record UpdatedAug 20, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address18 ACKERSON LN UPPER SADDLE RIVER NJ 074581502, UPPER SADDLE RIVER, NJ 07458-1502

Mortgage

Document Number0036630203
DateAug 10, 2020
Book Page003663/000203
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 9, 2050

Tax Assessment & Valuation

Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityUpper Saddle River Borough
Secondary School DistrictNorthern Highlands Regional School District (09 - 12)
Elementary School DistrictUpper Saddle River Borough School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$416,900 (-) Land $276,500 Building $140,400$416,900 (-) Land $276,500 Building $140,400
2025$10,798.00 (+1.73%)$416,900 (-) Land $276,500 Building $140,400$416,900 (-) Land $276,500 Building $140,400
2024$10,614.00 (+2.96%)
2023$416,900 Land $276,500 Building $140,400$416,900 Land $276,500 Building $140,400
2022$10,309.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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