Clay County property record for 18 4th St N, Sabin, MN 56580
| Property Type | Single Family Home |
|---|---|
| Details | built 1999 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $270,000 (Aug 2018) |
| Tax Bill | $4,490 (2026) |
| Deeds & Mortgages | Aug 2023 Line of Credit Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 59.900.0310 |
| Primary APN | 59.900.0310 |
|---|
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Lot Area | 10,454 sqft (0.24 acres) |
| Street Address | 18 4TH ST N |
|---|---|
| City | SABIN |
| State | MN |
| Zip | 56580-4008 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG AT INTER OF N R/W LINE OF HWY 52 & W R/W LINE OF 1ST ST NE 104.22'; NW 150'; SW 94.57' & SE 150.34' TO BEG. 7 138 47 SABI |
| Legal Range | 47 |
| Legal Township | 138 |
| Legal Section | 07 |
| Jurisdiction | CLAY MN |
| Township / Civil Division | SABIN |
| Census Block Group | 3 |
| Census Block | 3038 |
| Census Tract | 30110 |
18 4th St N is owned and occupied by two individuals who bought it in August 2018.
Source: Clay County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18 4TH ST N, SABIN, MN 56580-4008 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 22, 2023 | Deed of Trust, Mortgage · Line of Credit VISION BANK |
| Sep 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage VISION BK |
| Aug 20, 2018 | Warranty Deed, Transfer · Conventional Mortgage VISION BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 20, 2018 · Amount on File |
| Deed Sale | Aug 20, 2018 · Amount on File |
| Deed Document Number | 2018782764 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MN |
| Property Address | 18 4TH ST N, SABIN, MN 56580-4008 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000840107 |
|---|---|
| Date | Aug 22, 2023 |
| Instrument | 840107 |
| Name | VISION BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MN |
| Property Address | 18 4TH ST N, SABIN, MN 56580-4008 |
| Document Number | 0000805783 |
| Instrument Date | Sep 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 18 4TH ST N SABIN MN 565804008, SABIN, MN 56580-4008 |
| Document Number | 0000805783 |
|---|---|
| Date | Sep 15, 2020 |
| Instrument | 805783 |
| Name | VISION BK |
|---|---|
| Type | Bank |
| Address | FARGO, ND 58103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 14, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MN |
| Recording Date | Aug 20, 2018 |
| Property Address | 18 4TH ST N, SABIN, MN 56580-4008 |
| Document Number | 0000782764 |
| Instrument Date | Aug 17, 2018 |
| Instrument | 782764 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | TITLE CO OF FARGO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $891.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18 4TH ST N, SABIN, MN 56580-4008 |
| Document Number | 0000782765 |
|---|---|
| Date | Aug 20, 2018 |
| Instrument | 782765 |
| Name | VISION BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2048 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 18 4th St N was $4,490 with a homeowner's exemption.
Source: Clay County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Clay County |
| Municipality | Sabin City |
| Unified School District | Moorhead Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,490.00 Homeowner's exemption | $338,400 (+4.38%) Land $35,000 Building $303,400 | $338,400 (+4.38%) Land $35,000 Building $303,400 |
| 2025 | $324,200 Land $35,000 Building $289,200 | $324,200 Land $35,000 Building $289,200 | |
| 2023 | $3,890.00 Homeowner's exemption | $301,100 Land $35,000 Building $266,100 | $301,100 Land $35,000 Building $266,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18 4th St N in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2009 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18 4th St N is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Sabin serves 629 people · EPA ID MN1140010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Arsenic resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable · Fixed Wireless in parts of the area | 1,250 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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