18 3rd Retreat, Eclectic, AL 36024 Property Records

Elmore County property record for 18 3rd Retreat, Eclectic, AL 36024

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,200 sqft · built 2002
Lot Size	0.417 acres (18,180 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Aug 2022)
Tax Bill	$247 (2026)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Mar 2021 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`07-08-27-1-001-064.000`

Property Details

APN / Parcel Number

Primary APN	`07-08-27-1-001-064.000`
Alternative APN	`550570`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Foundation Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	18,180 sqft (0.417 acres)
Lot Dimensions	100 ft deep x 14 ft wide
Porch	Slab
Porch Area	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	18 3RD RETREAT
City	ECLECTIC
State	AL
Zip	36024-4212
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 31 BLK 4 UNIT 1 KOWALIGA RETREAT (4/83)
Legal Range	21E
Legal Township	20N
Legal Section	27
Legal Subdivision	KOWALIGA RETREAT
Legal Block	4
Legal Lot Number	31
Legal Unit	1
Jurisdiction	ELMORE AL
Township / Civil Division	ECLECTIC
Census Block Group	1
Census Block	1032
Census Tract	30300

Owner

Source: Elmore County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	18 3RD RETREAT, ECLECTIC, AL 36024-4212
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2022	Warranty Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP
Mar 10, 2021	Warranty Deed, Transfer · Line of Credit SOUTHERN INDEPENDENT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2022 · Amount on Record
Deed Sale	Aug 3, 2022 · Amount on Record
Prior Sale	Mar 10, 2021 · Amount on Record
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELMORE AL
Recording Date	Aug 3, 2022
Property Address	18 3RD RETREAT, ECLECTIC, AL 36024-4212
Document Number	2022/48202
Book / Page	2022 / 48202
Map Reference	MB 4 PG 83&85
Instrument Date	Jul 20, 2022
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	28339 HUNTERS DR, 28339, OPP, AL 36467-3785

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 3RD PLACE, ECLECTIC, AL 36024

Mortgage

Document Number	0202248204
Date	Aug 3, 2022
Instrument	2022/48204

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELMORE AL
Recording Date	Mar 10, 2021
Property Address	18 3RD RETREAT, ECLECTIC, AL 36024-4212
Document Number	2021/20850
Book / Page	2021 / 20850
Map Reference	MB 4 PG 83&85
Instrument Date	Mar 10, 2021
Transaction Type	Transfer
Record Updated	Mar 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18 TJORD RETREAT, 18, ECLECTIC, AL 36024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28339 HUNTERS DR, OPP, AL 36467-3785

Mortgage

Document Number	0202120852
Date	Mar 10, 2021
Instrument	2021/20852

Lender

Name	SOUTHERN INDEPENDENT BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 10, 2051

Tax Assessment & Valuation

Source: Elmore County assessment roll, as of March 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Elmore County
Unified School District	Tallassee City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$247.00
2025	$247.00 (-2.37%)	$9,600 (-2.44%)	$95,800 (-2.54%) Land $6,100 Building $89,700
2024	$253.00 (-1.17%)	$9,840 (-50.6%)	$98,300 (-1.31%) Land $6,100 Building $92,200
2023	$256.00 (-40.6%)	$19,920 (+30.71%) Land $1,220 Building $18,700	$99,600 (+30.71%) Land $6,100 Building $93,500
2022	$431.00	$15,240 Land $1,220 Building $14,020	$76,200 Land $6,100 Building $70,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 70% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL ELMORE WATER & SEWER AUTHORITY serves 39,798 people · EPA ID AL0000547
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Cable	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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