Proctor Town property record for 18-20 Ter Hill, Proctor, VT 05765
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 3.5 ba · 2,360 sqft · built 1880 |
| Lot Size | 0.68 acres (29,621 sqft) |
| Owner | Individual Name on File |
| Last Sale | $192,000 (Feb 1990) |
| Tax Bill | $2,189 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 498-157-10161 |
| Primary APN | 498-157-10161 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,360 sqft Living Area |
| Gross Area | 3,880 sqft |
| Basement Area | 988 sqft |
| Elevator | Elevator |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 29,621 sqft (0.68 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Street Address | 18 TERRACE HL, 20 |
|---|---|
| City | PROCTOR |
| State | VT |
| Zip | 05765-1137 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | 2 STY DPLX/DGRDGS & .68AC; 0.15 XFER OF |
| Jurisdiction | PROCTOR VT |
| Township / Civil Division | PROCTOR |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 962500 |
18-20 Ter Hill is owned and occupied by an individual who acquired it in August 1990.
Source: Proctor Town records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 18 TERRACE HL, PROCTOR, VT 05765-1137 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 20, 1990 · Amount on File |
| Deed Sale | Feb 20, 1990 · Amount on File |
| Deed Document Number | 1990363594 |
| Deed Book / Page | 61 / 89 |
| Last Transfer Date | Aug 1, 1990 |
| Transfer Doc | 0000801243 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 18-20 Ter Hill was $2,189 with a homeowner's exemption.
Source: Proctor Town assessment roll, as of June 1, 2026
| Type | Name |
|---|---|
| State | Vermont |
| County | Rutland County |
| County Subdivision | Proctor Town |
| Unified School District | Quarry Valley Unified Union School District 70 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,189.00 | $160,660 Land $20,180 Building $140,480 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 18-20 Ter Hill in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 7, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 16 (2011–2023) |
| Claims Outside the SFHA | 1 of 16 |
| Most Recent Claim | Jul 2023 · Severe Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18-20 Ter Hill is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 52% of Vermont |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PROCTOR WATER DEPT serves 2,000 people · EPA ID VT0005228 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
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