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18 12th Ave S, Moorhead, MN 56560 Property Records

Clay County property record for 18 12th Ave S, Moorhead, MN 56560

Property Summary

Property TypeSingle Family Home
Lot Size0.2 acres (8,639 sqft)
Owner2 Individual Names on Record
Last Sale$269,000 (Aug 2024)
Tax Bill$3,486 (2026)
Deeds & MortgagesApr 2021 Mortgage
Sep 2021 Transfer
Flood ZoneZone X (moderate risk)
APN58.743.0040

Property Details

APN / Parcel Number

Primary APN58.743.0040

Exterior

Lot Area8,639 sqft (0.2 acres)

Location & Zoning

Street Address18 12TH AVE S
CityMOORHEAD
StateMN
Zip56560-4034
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISIONNAME SOUTH RIVER ROAD ADD SUBDIVISIONCD 58743 S 1/2 OF LOTS 1 & 2 1
Legal Range48
Legal Township139
Legal Section08
Legal SubdivisionSOUTH RIVER ROAD ADD
Legal Block1
Legal Lot Number1
JurisdictionCLAY MN
Township / Civil DivisionMOORHEAD
Census Block Group4
Census Block4009
Census Tract20500

Owner

Source: Clay County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address18 12TH AVE S, MOORHEAD, MN 56560-4034
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
GATE CITY BANK
Sep 22, 2021Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 12, 2024 · Amount on Record
Deed SaleAug 12, 2024 · Amount on Record
Prior SaleApr 20, 2015 · Amount on Record
Deed Document Number20241680253
Prior Transfer DateSep 17, 2021
Prior Transfer Doc0000820986
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY MN
Property Address18 12TH AVE S, MOORHEAD, MN 56560-4034
Transaction TypeMortgage
Record UpdatedMay 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000815185
DateApr 30, 2021
Instrument815185
Lender
NameGATE CITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2051
Interest
Rate TypeFixed Rate

September 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCLAY MN
Recording DateSep 22, 2021
Property Address18 12TH AVE S, MOORHEAD, MN 56560-4034
Document Number0000820986
Instrument DateSep 17, 2021
Instrument820986
Transaction TypeTransfer
Record UpdatedOct 13, 2021

Transaction

Tax$1.65
Amount AccuracyRounded by County
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address18 12TH AVE S, MOORHEAD, MN 56560-4034

Tax Assessment & Valuation

Source: Clay County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyClay County
MunicipalityMoorhead City
Unified School DistrictMoorhead Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,486.00 (+21.63%) Homeowner's exemption$236,900 (+3.86%) Land $44,100 Building $192,800$236,900 (+3.86%) Land $44,100 Building $192,800
2025$228,100 (+12.09%) Land $42,700 Building $185,400$228,100 (+12.09%) Land $42,700 Building $185,400
2023$2,866.00 Homeowner's exemption$203,500 Land $42,700 Building $160,800$203,500 Land $42,700 Building $160,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims102 (1978–2015)
Claims Outside the SFHA31 of 102
Most Recent ClaimJul 2015 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, May 2011 · 20 claims
  • Flooding, Apr 2006 · 16 claims
  • Severe Flooding, High Winds,severe Storms, May 1997 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMoorhead
serves 44,583 people · EPA ID MN1140008
Water SourceSurface water
Last State InspectionSep 2025
Lead9 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable · Fixed Wireless in parts of the area		2,000 / 350
Sparklight
Cable		1,000 / 50
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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