Morris County and Netcong Borough property record for 18 1/2 Cross St, Netcong, NJ 07857
| Property Type | Single Family Home |
|---|---|
| Details | 1,280 sqft · built 1969 |
| Lot Size | 0.133 acres (5,798 sqft) |
| Owner | Individual Name on File |
| Last Sale | $320,000 (Dec 2021) |
| Tax Bill | $8,689 (2024) |
| Deeds & Mortgages | May 2026 Mortgage Dec 2021 Sale & Mortgage |
| APN | 28-00036-01-00035 |
| Primary APN | 28-00036-01-00035 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,280 sqft Living Area |
| 1st Floor Area | 1,280 sqft |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Construction Type | Frame |
| Lot Area | 5,798 sqft (0.133 acres) |
| Lot Dimensions | 116 ft deep x 50 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 18 1/2 CROSS ST |
|---|---|
| City | NETCONG |
| State | NJ |
| Zip | 07857-1420 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Block | 36.1 |
| Legal Lot Number | 35 |
| Jurisdiction | MORRIS NJ |
| Township / Civil Division | NETCONG |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 46000 |
Source: Morris County and Netcong Borough assessment roll, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 18 1/2 CROSS ST, NETCONG, NJ 07857-1420 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 28, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 15, 2021 | Bargain and Sale Deed, Transfer · Conventional Mortgage FAMILY FIRST FUNDING LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 15, 2021 · Amount on Record |
| Deed Sale | Dec 15, 2021 · Amount on Record |
| Deed Document Number | 2021100964 |
| Deed Book / Page | 24293 / 1609 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORRIS NJ |
| Recording Date | May 28, 2026 |
| Property Address | 18 1/2 CROSS ST, NETCONG, NJ 07857-1420 |
| Document Number | 0000022946 |
| Book / Page | 25113 / 494 |
| Instrument Date | May 22, 2026 |
| Instrument | 202622946 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 18 1/2 CROSS ST, NETCONG, NJ 07857-1420 |
| Document Number | 0000022946, |
|---|---|
| Date | May 28, 2026 |
| Book Page | 25113/494 |
| Instrument | 202622946 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | MORRIS NJ |
| Recording Date | Dec 15, 2021 |
| Property Address | 18 1/2 CROSS ST, NETCONG, NJ 07857-1420 |
| Document Number | 0242931609 |
| Book / Page | 24293 / 1609 |
| Instrument Date | Jun 25, 2021 |
| Instrument | 2021100964 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $575.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4802 COTTAGE CT, 4802, LOCKPORT, NY 14094-1651 |
| Name | Verified Name |
|---|---|
| Address | 18 1 2 CROSS STREET, NETCONG, NJ 07857 |
| Document Number | 2021100965 |
|---|---|
| Date | Dec 15, 2021 |
| Instrument | 2021100965 |
| Name | FAMILY FIRST FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 355 Months |
| Due | Jul 1, 2051 |
Source: Morris County and Netcong Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Morris County |
| Municipality | Netcong Borough |
| Secondary School District | Lenape Valley Regional School District (09 - 12) |
| Elementary School District | Netcong Borough School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $254,300 (-) Land $112,400 Building $141,900 | $254,300 (-) Land $112,400 Building $141,900 | |
| 2025 | $254,300 (-) Land $112,400 Building $141,900 | $254,300 (-) Land $112,400 Building $141,900 | |
| 2024 | $8,689.00 (+5.33%) | ||
| 2023 | $254,300 Land $112,400 Building $141,900 | $254,300 Land $112,400 Building $141,900 | |
| 2022 | $8,249.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1980–2005) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Apr 2005 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NETCONG WATER DEPT serves 3,342 people · EPA ID NJ1428001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Planet Networks Fiber | 10,000 / 10,000 |
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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