Hamilton County property record for 1799 Spruce Dr, Carmel, IN 46033
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,563 sqft · built 1991 |
| Lot Size | 0.65 acres (28,314 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $774,725 (Dec 2024) |
| Tax Bill | $5,809 (2024) |
| Deeds & Mortgages | May 2026 Mortgage Feb 2026 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-10-20-407-043.000-018 |
| Primary APN | 29-10-20-407-043.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,563 sqft Living Area |
| Gross Area | 4,602 sqft |
| 1st Floor Area | 2,702 sqft |
| 2nd Floor Area | 924 sqft |
| Basement Area | 569 sqft |
| Finished Basement | 430 sqft |
| Unfinished Basement | 139 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Construction Type | Brick |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 28,314 sqft (0.65 acres) |
| Lot Dimensions | 185 ft deep x 83.3 ft wide |
| Terrain | High |
| Garage Type | Attached |
| Garage Area | 1,900 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 1799 SPRUCE DR |
|---|---|
| City | CARMEL |
| State | IN |
| Zip | 46033-9026 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .65, SECTION 20, TOWNSHIP 18, RANGE 4, SMOKEY KNOLL, SECTION 2, LOT 150 |
| Legal Range | 04 |
| Legal Township | 18 |
| Legal Section | 20 |
| Legal Subdivision | SMOKEY KNOLL SECTION 2 |
| Legal Block | 2 |
| Legal Lot Number | 150 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 110904 |
Source: Hamilton County records, as of June 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1799 SPRUCE DR, CARMEL, IN 46033-9026 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 21, 2026 | Deed of Trust, Mortgage · Conventional Mortgage WELLSFARGOBANKNA |
| Feb 23, 2026 | Transfer on Death Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 3, 2024 · Amount on Record |
| Deed Sale | Dec 3, 2024 · Amount on Record |
| Deed Document Number | 202446432 |
| Last Transfer Date | Feb 13, 2026 |
| Transfer Doc | 0000006954 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | May 21, 2026 |
| Property Address | 1799 SPRUCE DR, CARMEL, IN 46033-9026 |
| Document Number | 0000022377 |
| Instrument Date | May 15, 2026 |
| Instrument | 202622377 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1799 SPRUCE DR, CARMEL, IN 46033-9026 |
| Document Number | 0000022377, |
|---|---|
| Date | May 21, 2026 |
| Instrument | 202622377 |
| Name | WELLSFARGOBANKNA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.63% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Feb 23, 2026 |
| Property Address | 1799 SPRUCE DR, CARMEL, IN 46033-9026 |
| Document Number | 0000006954 |
| Map Reference | MB 14 PG 144-147 |
| Instrument Date | Feb 13, 2026 |
| Instrument | 2026006954 |
| Transaction Type | Transfer |
| Record Updated | Mar 5, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1799 SPRUCE DR, CARMEL, IN 46033-9026 |
Source: Hamilton County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $569,700 (+10.99%) Land $139,000 Building $430,700 | $569,700 (+10.99%) Land $139,000 Building $430,700 | |
| 2024 | $5,809.00 (+17.12%) | $513,300 (+12.05%) Land $139,000 Building $374,300 | $513,300 (+12.05%) Land $139,000 Building $374,300 |
| 2023 | $4,960.00 (+14.02%) Homeowner's exemption | $458,100 (+19.8%) Land $111,100 Building $347,000 | $458,100 (+19.8%) Land $111,100 Building $347,000 |
| 2022 | $4,350.00 Homeowner's exemption | $382,400 Land $111,100 Building $271,300 | $382,400 Land $111,100 Building $271,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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