1799 Off Rd, Nebo, NC 28761 Property Records

McDowell County property record for 1799 Off Rd, Nebo, NC 28761

Property Summary

Property Type	Rural Home
Details	2 bd · 2 ba · 1,663 sqft · built 1964
Lot Size	7.59 acres (330,620 sqft)
Owner	2 Individual Names on File
Last Sale	$515,000 (Jan 2026)
Tax Bill	$1,056 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Dec 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`1649-00-13-0943`

Property Details

APN / Parcel Number

Primary APN	`1649-00-13-0943`
Alternative APN	`23997`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,663 sqft Heated Area
Gross Area	2,158 sqft
1st Floor Area	1,663 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1980
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Metal
Lot Area	330,620 sqft (7.59 acres)
Lot Width	916 ft Width
Porch	Slab
Shed	1 Shed
Shed Area	480 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Oil

Location & Zoning

Account Number	23997
Street Address	5285 S SUNNY GROVE RD
City	NEBO
State	NC
Zip	28761
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	7.59 AC PER 6-18-97 SURVEY
Legal Subdivision	CHRIS REVIS
Jurisdiction	MCDOWELL NC
Township / Civil Division	DYSARTSVILLE
Census Block Group	2
Census Block	2009
Census Tract	970903

Owner

1799 Off Rd, a rural home, is owned by two individuals who bought it in January 2026.

Source: McDowell County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	107 ZEBELL RD, NEBO, NC 28761-7889
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2026	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Dec 8, 2017	Deed of Trust, Mortgage · Line of Credit ASHEVILLE SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2026 · Amount on File
Deed Sale	Jan 28, 2026 · Amount on File
Prior Sale	Jun 1, 1997 · Amount on File
Deed Document Number	2026373
Deed Book / Page	1527 / 367
Prior Transfer Date	Aug 29, 2013
Prior Transfer Doc	0011440231
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Jan 28, 2026
Property Address	S SUNNY GROVE RD, NEBO, NC 28761
Document Number	0015270367
Book / Page	1527 / 367
Instrument Date	Jan 23, 2026
Instrument	2026000373
Transaction Type	Transfer
Record Updated	Feb 9, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,030.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7051 ROCKFISH RD APT 126, 126, FAYETTEVILLE, NC 28306-6959

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 ZEBELL ST, NEBO, NC 28761-7889

Mortgage

Document Number	2026000374
Date	Jan 28, 2026
Instrument	2026000374

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	1799 OFF RD, NEBO, NC 28761
Document Number	0012320554
Instrument Date	Dec 8, 2017
Transaction Type	Mortgage
Record Updated	May 22, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	107 ZEBELL ST NEBO NC 287617889, NEBO, NC 28761-7889

Mortgage

Document Number	0012320554
Date	Dec 20, 2017
Book Page	001232/000554
Instrument	6123

Lender

Name	ASHEVILLE SVGS BK
Type	Federal Savings Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Dec 19, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1799 Off Rd was $1,056.

Source: McDowell County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,056.00	$155,880 Land $40,380 Building $115,500
2023	$1,025.00	$155,880 Land $40,380 Building $115,500	$155,880 Land $40,380 Building $115,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1799 Off Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1799 Off Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Skyrunner Fixed Wireless	25 / 10
Verizon Fixed Wireless	25 / 6
Frontier DSL	10 / 1

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Off Rd

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