17985 Saint Andrews Dr, Poway, CA 92064 Property Records

San Diego County property record for 17985 Saint Andrews Dr, Poway, CA 92064

Property Summary

Property Type	Single Family Home
Details	6 bd · 5.5 ba · 3,823 sqft · built 2023
Owner	Individual Name on File
Last Sale	$2,265,000 (Dec 2024)
Tax Bill	$25,556 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`273-935-16-00`

Property Details

APN / Parcel Number

Primary APN	`273-935-16-00`

Interior

Bedrooms	6 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Building Area	3,823 sqft Living Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	17985 ANDREWS DR
City	POWAY
State	CA
Zip	92064
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OS-R
Legal Description	LOT 138 TR 016479
Legal Subdivision	CITY/POWAY TM 19-002 THE FARM
Legal Tract	016479
Legal Block	1
Legal Lot Number	138
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1000
Census Tract	17020

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	17985 SAINT ANDREWS DR, POWAY, CA 92064-1029
Owner Type	Individual
Vesting	Surviving Spouse

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage MISSION FCU
Jun 30, 2023	Grant Deed, Subdivision Related Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 6, 2024 · Amount on Record
Deed Sale	Dec 6, 2024 · Amount on Record
Prior Sale	Jun 30, 2023 · Amount on Record
Deed Document Number	2024338116
Prior Transfer Date	Nov 22, 2024
Prior Transfer Doc	0000338117
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	17985 SAINT ANDREWS DR, POWAY, CA 92064-1029
Transaction Type	Mortgage
Record Updated	Jan 28, 2026
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17985 SAINT ANDREWS DR, POWAY, CA 92064-1029

Mortgage

Document Number	0000016102
Date	Jan 20, 2026
Instrument	2026-0016102

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Feb 1, 2031
Change Frequency	5 Years
Min Rate At Change	3.62%
Max Rate At Change	7.62%
Index	5-Year CMT
Margin	2
Max Rate	10.6%

June 2023: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 30, 2023
Property Address	17985 SAINT ANDREWS DR, POWAY, CA 92064-1029
Document Number	0000172516
Map Reference	MAP 16479
Instrument Date	May 5, 2023
Instrument	2023-0172516
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 12, 2023
Title Company	LENNAR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	18372 DEER VALLEY ESTS, POWAY, CA 92064-6616

Mortgage

Document Number	0000172517
Date	Jun 30, 2023
Instrument	2023-0172517

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Poway City
Unified School District	Poway Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,410,300 (+6.42%) Land $1,224,000 Building $1,186,300
2025	$25,556.00 (+90.04%) Homeowner's exemption	$2,265,000 (+89.56%) Land $1,200,000 Building $1,065,000
2023	$13,448.00 (+290.14%)	$1,194,900 (+298.3%) Land $606,900 Building $588,000
2022	$3,447.00	$300,000 Land $300,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1998–2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 44% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POWAY serves 49,888 people · EPA ID CA3710015
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
San Diego Broadband Fixed Wireless	500 / 100
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Cox Communications, Verizon.

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