17981 N River Rd, Alva, FL 33920 Property Records

Lee County property record for 17981 N River Rd, Alva, FL 33920

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,863 sqft · built 1984
Lot Size1.5 acres (65,340 sqft)
Owner2 Individual Names on Record
Last Sale$216,000 (Feb 2017)
Tax Bill$3,637 (2025)
Deeds & MortgagesMay 2020 Mortgage
Feb 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN13-43-26-00-00002.007G

Property Details

APN / Parcel Number

Primary APN13-43-26-00-00002.007G
Alternative APNs
  • 2613430000002007G
  • 10470018

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,863 sqft Living Area
Gross Area2,643 sqft
1st Floor Area1,303 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1992
Architectural StyleRanch
Exterior MaterialStucco
Roof TypeGable
Roof MaterialAsphalt
Lot Area65,340 sqft
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypePool Type
Pool Area450 sqft
PorchFlorida Room
Porch Area616 sqft
Patio Area870 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10470018
Street Address17981 N RIVER RD
CityALVA
StateFL
Zip33920-3213
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG-2
Legal DescriptionPARL IN E 1/2 OF E 1/2 OF SE 1/4 DESC IN OR 3682 PG 1782
Legal Range26E
Legal Township43S
Legal Section13
Legal SubdivisionS.R. 31 TO N. OLGA DR
Legal Tract00
Legal Block3
Legal Lot Number7G
JurisdictionLEE FL
Township / Civil DivisionFORT MYERS SHORES
Census Block Group3
Census Block3006
Census Tract30300

Owner

Source: Lee County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address17981 N RIVER RD, ALVA, FL 33920-3213
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 19, 2020Warranty Deed, Transfer
LAKE MI CU
Feb 23, 2017Warranty Deed, Transfer · Conventional with PMI
NATIONAL BK/COMMERCE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 23, 2017 · Amount on Record
Deed SaleFeb 23, 2017 · Amount on Record
Prior SaleNov 10, 2016 · Amount on Record
Deed Document Number201738851
Last Transfer DateMay 13, 2020
Transfer Doc0000114325
Record UpdatedOct 29, 2026

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateMay 19, 2020
Property Address17981 N RIVER RD, ALVA, FL 33920-3213
Document Number0000114325
Instrument DateMay 13, 2020
Instrument114325
Transaction TypeTransfer
Record UpdatedJun 2, 2020
Title CompanyTOWNSEND TITLE INSURANCE AGENCY LLC, TOWNSEND TITLE INS AGCY LLC

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address17981 N RIVER RD ALVA FL 339203213, ALVA, FL 33920-3213

Mortgage

Document Number114326
DateMay 19, 2020
Instrument114326
Lender
NameLAKE MI CU
TypeCredit Union
AddressGRAND RAPIDS, MI 49501
Agreement
AmountAmount Recorded
Term360 Months
DueMay 18, 2050

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateFeb 23, 2017
Property Address17981 N RIVER RD, ALVA, FL 33920-3213
Document Number0000038851
Instrument DateFeb 21, 2017
Instrument38851
Transaction TypeTransfer
Record UpdatedAug 16, 2018
Title CompanyTITLE COMPANY LIMITED, TITLE CO LTD

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,512.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address17981 N RIVER RD ALVA FL 339203213, ALVA, FL 33920-3213

Mortgage

Document Number38852
DateFeb 23, 2017
Instrument38852
Lender
NameNATIONAL BK/COMMERCE
TypeBank
AddressATLANTA, GA 30305
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueFeb 22, 2047

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$271,635 (+2.7%)$378,703 (+8.72%) Land $143,089 Building $235,614
2025$3,637.00 (+63.17%) Homeowner's exemption$264,494 (+55.36%)$348,344 (+35.98%) Land $114,057 Building $234,287
2023$2,229.00 (-5.71%) Homeowner's exemption$170,251 (+3%)$256,177 (+13.32%) Land $83,323 Building $172,854
2022$2,364.00 Homeowner's exemption$165,292$226,056 Land $65,610 Building $160,446

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 99 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies99 in force
Nearby Flood Claims26 (2001–2025)
Claims Outside the SFHA2 of 26
Most Recent ClaimJul 2025
Claims by Event
  • Hurricane Ian, Sep 2022 · 13 claims
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 78% of the US · above 67% of Florida
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Verizon
Fixed Wireless
25 / 6

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