17980 S Fenmore Rd, Bannister, MI 48807 Property Records

Saginaw County property record for 17980 S Fenmore Rd, Bannister, MI 48807

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,080 sqft · built 1968
Lot Size	2.5 acres (108,900 sqft)
Owner	Trust Name on File
Last Sale	$147,000 (Nov 2018)
Tax Bill	$2,264 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Nov 2024 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`12-09-1-21-4003-001`

Property Details

APN / Parcel Number

Primary APN	`12-09-1-21-4003-001`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,080 sqft Living Area
1st Floor Area	1,080 sqft
Basement Area	1,080 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Raised Ranch
Lot Area	108,900 sqft (2.5 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	17980 S FENMORE RD
City	BANNISTER
State	MI
Zip	48807-9319
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG AT SE CORN OF SEC 21 TH W 331.57 FT TH N 328.49 FT TH E 331.57 FT TH S 328.49 FT TO POB 2.5 ACRES SEC 2 T9N R1E ***NEW
Legal Range	01E
Legal Township	09N
Legal Section	02
Jurisdiction	SAGINAW MI
Township / Civil Division	CHAPIN
Census Block Group	2
Census Block	2035
Census Tract	12500

Owner

17980 S Fenmore Rd is owner-occupied and held in a trust since March 2019.

Source: Saginaw County records, as of October 21, 2026

Owner of Record	Trust Name on File
Mailing Address	17980 S FENMORE RD, BANNISTER, MI 48807-9319
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Nov 22, 2024	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Dec 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MTG
Sep 12, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 27, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Nov 13, 2018	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2018 · Amount on File
Deed Sale	Nov 13, 2018 · Amount on File
Prior Sale	Jun 6, 2003 · Amount on File
Deed Document Number	201828575
Last Transfer Date	Mar 9, 2019
Transfer Doc	0000022812
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	17980 S FENMORE RD, BANNISTER, MI 48807-9319
Transaction Type	Mortgage
Record Updated	May 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17980 SOUTH PENMORE ROAD, BANNISTER, MI 48807

Mortgage

Document Number	0000002581
Date	Jan 28, 2022
Instrument	2022002581

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	17980 S FENMORE RD, BANNISTER, MI 48807-9319
Transaction Type	Mortgage
Record Updated	May 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17980 S FENMORE RD, BANNISTER, MI 48807-9319
Investor	Possibly a Property Investor

Mortgage

Document Number	0000025982
Date	Nov 22, 2024
Instrument	2024025982

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	5555 CLEVELAND AVE, COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 13, 2054

Interest

Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	17980 S FENMORE RD, BANNISTER, MI 48807-9319
Document Number	0000002272
Instrument Date	Dec 23, 2019
Transaction Type	Mortgage
Record Updated	Feb 11, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17980 S FENMORE RD BANNISTER MI 488079319, BANNISTER, MI 48807-9319

Mortgage

Document Number	0000002272
Date	Jan 30, 2020
Instrument	2272

Lender

Name	AMERISAVE MTG
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 29, 2050

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	Sep 12, 2019
Property Address	17980 S FENMORE RD, BANNISTER, MI 48807-9319
Document Number	0000022812
Instrument Date	Sep 3, 2019
Instrument	22812
Transaction Type	Transfer
Record Updated	Sep 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17980 S FENMORE RD BANNISTER MI 488079319, BANNISTER, MI 48807-9319

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	Apr 27, 2026
Property Address	17980 S FENMORE RD, BANNISTER, MI 48807-9319
Document Number	0000011693
Instrument Date	Apr 29, 2019
Instrument	202611693
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	17980 S FENMORE RD, BANNISTER, MI 48807-9319

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Nov 13, 2018
Property Address	17980 S FENMORE RD, BANNISTER, MI 48807-9319
Document Number	0000028575
Instrument Date	Nov 9, 2018
Instrument	28575
Transaction Type	Transfer
Record Updated	Dec 3, 2018
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$147.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2746 S BALDWIN RD ITHACA MI 488479556, ITHACA, MI 48847-9556

Mortgage

Document Number	28576
Date	Nov 13, 2018
Instrument	28576

Lender

Name	MORTGAGE 1 INC
Type	Bank
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 12, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 17980 S Fenmore Rd was $2,264 with a homeowner's exemption.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Chapin Township
Unified School District	Ovid-Elsie Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$101,800 (+14.25%)	$203,600 (+14.25%)
2025	$2,264.00 Homeowner's exemption	$89,100	$178,200
2023		$93,100	$186,200
2022	$1,888.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 17980 S Fenmore Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 17980 S Fenmore Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Point Broadband.

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