1798 McPhaul Rd, Shannon, NC 28386 Property Records

Hoke County property record for 1798 McPhaul Rd, Shannon, NC 28386

Property Summary

Property Type	Manufactured or Modular Home
Details	3 ba · 2,916 sqft · built 2021
Lot Size	28.5 acres (1,243,202 sqft)
Owner	2 Individual Names on Record
Last Sale	$65,000 (Jul 2020)
Tax Bill	$3,764 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Oct 2020 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`294420001129`

Property Details

APN / Parcel Number

Primary APN	`294420001129`
Alternative APN	`237027`

Interior

Full Baths	3 Baths
Plumbing Fixtures	16 Plumbing Fixtures
Stories	1 Story
Building Area	2,916 sqft Living Area
Upper Floors Area	1,044 sqft

Exterior

Year Built	Built 2021
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	1,243,202 sqft (28.5 acres)
Garage Type	Mixed
Garage Area	1,176 sqft
Parking Spaces	4 Parking Spaces
Porch	Covered Porch
Porch Area	1,168 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	237027
Street Address	1798 MCPHAUL RD
City	SHANNON
State	NC
Zip	28386-5002
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Legal Description	2 STOCKENBERG 4-140/8 HOUSE U/C FOR 2022. HOUSE 100% COMPLETE FOR 2023.
Jurisdiction	HOKE NC
Township / Civil Division	ANTIOCH
Census Block Group	1
Census Block	1015
Census Tract	970104

Owner

Source: Hoke County records, as of October 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	1798 MCPHAUL RD, SHANNON, NC 28386-5002
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2026	Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION
Oct 13, 2020	Deed of Trust, Mortgage · Construction Mortgage NEW CENTURY BANK
Jun 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage OPTIMUM FIRST INC
Jul 30, 2024	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2020 · Amount on Record
Deed Sale	Jul 10, 2020 · Amount on Record
Deed Document Number	0001320249
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOKE NC
Recording Date	Sep 11, 2026
Property Address	1798 MCPHAUL RD, SHANNON, NC 28386-5002
Document Number	0000006799
Book / Page	1679 / 801
Instrument Date	Sep 1, 2026
Instrument	20266799
Transaction Type	Mortgage
Record Updated	Sep 25, 2026
Title Company	SERVICELINK, SERVICELINK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1798 MCPHAUL RD, SHANNON, NC 28386-5002

Mortgage

Document Number	0000006799,
Date	Sep 11, 2026
Book Page	1679/801
Instrument	20266799

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Oct 1, 2066

Interest

Max Rate	-1%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOKE NC
Property Address	1798 MCPHAUL RD, SHANNON, NC 28386-5002
Transaction Type	Mortgage
Record Updated	Oct 20, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	465 NORTHWOODS DR, RAEFORD, NC 28376-5820

Mortgage

Document Number	01336/1030
Date	Oct 13, 2020
Book Page	1336/1030
Instrument	8005

Lender

Name	NEW CENTURY BANK
Type	Bank
Address	MILFORD, CT 06461

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOKE NC
Property Address	1798 MCPHAUL RD, SHANNON, NC 28386-5002
Transaction Type	Mortgage
Record Updated	Oct 20, 2025
Title Company	WFG LENDER SERVICES, WFG LENDER SERVICES RESWARE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001447/709
Date	Jun 28, 2022
Book Page	1447/709
Instrument	5647

Lender

Name	OPTIMUM FIRST INC
Type	Mortgage Company
Address	FOUNTAIN VALLEY, CA 92708

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Jul 1, 2027
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	6.75%
Index	Other
Max Rate	9.75%

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOKE NC
Property Address	1798 MCPHAUL RD, SHANNON, NC 28386-5002
Transaction Type	Mortgage
Record Updated	Oct 20, 2025
Title Company	UNKNOWN, TITLE365 COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1798 MCPHAUL RD, SHANNON, NC 28386-5002

Mortgage

Document Number	001545/593
Date	Jul 30, 2024
Book Page	1545/593
Instrument	5072

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	7007 BROADWAY AVE, CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hoke County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Hoke County
Unified School District	Hoke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,764.00	$437,870 (-) Land $97,760 Building $340,110	$437,870 (-) Land $97,760 Building $340,110
2023		$437,870 Land $97,760 Building $340,110	$437,870 (-) Land $97,760 Building $340,110
2022	$3,764.00		$437,870 Land $97,760 Building $340,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 86% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOKE CO REGIONAL WATER SYSTEM serves 36,640 people · EPA ID NC0347025
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile.

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