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17977 78th Rd N, Loxahatchee, FL 33470 Property Records

Palm Beach County property record for 17977 78th Rd N, Loxahatchee, FL 33470

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,003 sqft · built 1999
Lot Size1.49 acres (65,113 sqft)
OwnerIndividual Name on Record
Last Sale$339,600 (Jun 2019)
Tax Bill$2,165 (2025)
Deeds & MortgagesJun 2022 Mortgage
Apr 2017 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN00-40-42-26-00-000-3360

Property Details

APN / Parcel Number

Primary APN00-40-42-26-00-000-3360

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,003 sqft Living Area
Gross Area2,796 sqft
1st Floor Area2,003 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2005
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area65,113 sqft (1.49 acres)
Lot Dimensions243 ft deep x 267 ft wide
Garage TypeAttached
Garage Area416 sqft
PorchFinished Screened Porch
Porch Area377 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address17977 78TH RD N
CityLOXAHATCHEE
StateFL
Zip33470-2954
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAR
Legal Description26-42-40~ N 243 FT OF S 4747 FT (LESS E 4976.4 FT) OF SEC A/K/A J-481
Legal Range40E
Legal Township42S
Legal Section26
Legal SubdivisionROYAL PALM BEACH ACRES
Legal TractJ-481
JurisdictionPALM BEACH FL
Township / Civil DivisionWESTERN COMMUNITY
Census Block Group2
Census Block2003
Census Tract7916

Owner

Source: Palm Beach County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address17977 78TH RD N, LOXAHATCHEE, FL 33470-2954
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 1, 2022Deed of Trust, Mortgage · VA Mortgage
FLAGSTAR BANK FSB
Apr 27, 2017Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Jun 12, 2019Warranty Deed, Transfer · VA Mortgage
CROSSCOUNTRY MORTGAGE INC
Dec 13, 2018Grant Deed
FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 12, 2019 · Amount on Record
Deed SaleJun 12, 2019 · Amount on Record
Prior SaleAug 7, 2015 · Amount on Record
Deed Document Number2019214909
Deed Book / Page30677 / 1311
Prior Transfer DateJul 27, 2015
Prior Transfer Doc0303031242
Record UpdatedJun 8, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPALM BEACH FL
Property Address17977 78TH RD N, LOXAHATCHEE, FL 33470-2954
Transaction TypeMortgage
Record UpdatedMar 15, 2023
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address78TH ROAD NORTH, LOXAHATCHEE, FL 33470

Mortgage

Document Number0336021525
DateJun 1, 2022
Book Page33602/1525
Instrument20220237004
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressJACKSONVILLE, FL 32202
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term325 Months
DueJul 1, 2049

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPALM BEACH FL
Property Address17977 78TH RD N, LOXAHATCHEE, FL 33470-2954
Transaction TypeMortgage
Record UpdatedSep 13, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0290470442
DateApr 27, 2017
Book Page29047/0442
Instrument20170149956
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2047

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPALM BEACH FL
Recording DateJun 12, 2019
Property Address17977 78TH RD N, LOXAHATCHEE, FL 33470-2954
Document Number0306771311
Book / Page30677 / 1311
Instrument DateJun 10, 2019
Instrument20190214909
Transaction TypeTransfer
Record UpdatedSep 13, 2021
Title CompanyTHE TITLE CONNECTION

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,377.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address17977 78TH RD N, 17977, LOXAHATCHEE, FL 33470-2954

Transferred To (Grantee/Buyer)

NameVerified Name
Address235 FOXTAIL DR APT B, B, GREENACRES, FL 33415-6041

Mortgage

Document Number20190214910
DateJun 12, 2019
Instrument20190214910
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2049

December 2018: Grant Deed

Document TypeGrant Deed
JurisdictionPALM BEACH FL
Recording DateDec 13, 2018
Property Address17977 78TH RD N, LOXAHATCHEE, FL 33470-2954
Document Number0303031242
Book / Page030303 / 001242
Instrument DateJul 27, 2015
Instrument466128
Record UpdatedJan 7, 2019
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

AmountAmount Recorded
Tax$561.40

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address17977 78TH RD N LOXAHATCHEE FL 334702954, LOXAHATCHEE, FL 33470-2954

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPalm Beach County
Unified School DistrictPalm Beach County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,165.00 (+5.25%) Homeowner's exemption$477,488 (+5.99%)$542,677 (+5.09%) Land $213,219 Building $329,458
2024$2,057.00 (+1.08%)
2023$2,035.00 (+12.93%) Disabled Person's exemption Veteran's exemption$450,516 (+3%)$516,388 (+18.06%) Land $160,920 Building $355,468
2022$1,802.00 Disabled Person's exemption Veteran's exemption$437,394 Land $143,439 Building $293,955$437,394 Land $143,439 Building $293,955

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 40 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies40 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 72% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSEMINOLE IMPROVEMENT DISTRICT
private · serves 4,993 people · EPA ID FL4504903
Water SourceGroundwater
Last State InspectionAug 2022
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250

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