17974 Cedar Pl, Monroe City, MO 63456 Property Records

Ralls County property record for 17974 Cedar Pl, Monroe City, MO 63456

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 768 sqft · built 1990
Lot Size	0.9 acres (39,204 sqft)
Owner	Company Name on File
Last Sale	$100,000 (May 2022)
Tax Bill	$824 (2025)
Deeds & Mortgages	May 2022 Line of Credit Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`35-09-06833.000`

Property Details

APN / Parcel Number

Primary APN	`35-09-06833.000`
Alternative APN	`06-2.1-04-003-00-02.00000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	768 sqft Finished Area
Basement Area	768 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	39,204 sqft (0.9 acres)
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Deck Area	144 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	17974 CEDAR PL
City	MONROE CITY
State	MO
Zip	63456-2971
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 22 & 23 HIDDEN LAKE WOODS S/D, EX PT SE COR LOT 23 SEC 4-55-7
Legal Subdivision	HIDDEN LAKE WOODS
Legal Lot Number	22,23
Jurisdiction	RALLS MO
Township / Civil Division	SALINE
Census Block Group	4
Census Block	4027
Census Tract	470300

Owner

17974 Cedar Pl is owned by a company that bought it in May 2022.

Source: Ralls County records, as of November 5, 2025

Owner of Record	Company Name on File
Mailing Address	1035 E 1453RD LN, QUINCY, IL 62305-0110
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 23, 2022	Deed of Trust, Mortgage · Line of Credit COMMERCE BANK
Nov 2, 2020	Warranty Deed, Transfer · Conventional Mortgage MA BANK
May 9, 2019	Deed of Trust, Mortgage · Commercial Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2022 · Amount on File
Deed Sale	May 23, 2022 · Amount on File
Prior Sale	Nov 2, 2020
Deed Document Number	0202271799
Deed Book / Page	2022 / 71799
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RALLS MO
Property Address	17974 CEDAR PL, MONROE CITY, MO 63456-2971
Transaction Type	Mortgage
Record Updated	Jun 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1035 E 1453RD LN, QUINCY, IL 62305-0110

Mortgage

Document Number	0202271800
Date	May 23, 2022
Instrument	2022-71800

Lender

Name	COMMERCE BANK
Type	Bank
Address	QUINCY, IL 62305

Agreement

Type	Line of Credit
Amount	Amount on Record

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RALLS MO
Recording Date	Nov 2, 2020
Property Address	17974 CEDAR PL, MONROE CITY, MO 63456-2971
Document Number	202068188
Map Reference	MB 437 PG 177
Instrument Date	Oct 27, 2020
Instrument	2020-68188
Transaction Type	Transfer
Record Updated	Nov 11, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2033 CHESTNUT ST, QUINCY, IL 62301-2212

Mortgage

Document Number	202068189
Date	Nov 2, 2020
Instrument	2020-68189

Lender

Name	MA BANK
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RALLS MO
Property Address	17974 CEDAR PL, MONROE CITY, MO 63456-2971
Transaction Type	Mortgage
Record Updated	Jul 8, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201964973
Date	May 9, 2019
Instrument	2019-64973

Lender

Name	US BANK NA
Type	Bank
Address	SAINT LOUIS, MO 63124

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 17974 Cedar Pl was $824.

Source: Ralls County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Ralls County
Unified School District	Monroe City R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$824.00	$14,020 Land $1,850 Building $12,170	$73,790 Land $9,740 Building $64,050
2023	$684.00	$12,250 Land $1,620 Building $10,630	$64,450 Land $8,510 Building $55,940

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 17974 Cedar Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 13, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 17974 Cedar Pl is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 53% of Missouri
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CANNON PWSD 1 serves 6,482 people · EPA ID MO2024500
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ralls Technologies Fiber	10,000 / 10,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cedar Pl

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