17970 Pratt Rd, Armada, MI 48005 Property Records

Macomb County property record for 17970 Pratt Rd, Armada, MI 48005

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,032 sqft · built 1975
Lot Size	0.93 acres (40,511 sqft)
Owner	Individual Name on Record
Last Sale	$94,000 (May 2009)
Tax Bill	$1,868 (2025)
Deeds & Mortgages	Jun 2026 Transfer Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-02-05-400-012`

Property Details

APN / Parcel Number

Primary APN	`13-02-05-400-012`
Alternative APN	`0205400012`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,032 sqft Living Area
1st Floor Area	1,032 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Wood Siding
Lot Area	40,511 sqft (0.93 acres)
Lot Width	135 ft Width
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Baseboard

Location & Zoning

Street Address	17970 PRATT RD
City	ARMADA
State	MI
Zip	48005-1137
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG 1.75
Legal Description	02-05-400-012 17970 PRATT 48005 SEC 5 T5N R13E COMM AT CEN POST SEC 5, TH E 715.33 FT ALG E & W 1/4 LINE TO PT OF BEG, TH E
Legal Range	13E
Legal Township	05N
Legal Section	05
Jurisdiction	MACOMB MI
Township / Civil Division	ARMADA
Census Block Group	1
Census Block	1012
Census Tract	212000

Owner

Source: Macomb County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	17970 PRATT RD, ARMADA, MI 48005-1137
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Oct 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHOICEONE BANK
Feb 28, 2019	Quit Claim Deed, Transfer · Conventional Mortgage LAKESTONE BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2009 · Amount on Record
Deed Sale	May 19, 2009 · Amount on Record
Deed Document Number	20099057999
Deed Book / Page	19791 / 261
Last Transfer Date	Jun 29, 2026
Transfer Doc	0000061570
Record Updated	Sep 20, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACOMB MI
Recording Date	Jun 30, 2026
Property Address	17970 PRATT RD, ARMADA, MI 48005-1137
Document Number	0000061570
Book / Page	30736 / 4
Instrument Date	Jun 29, 2026
Instrument	202661570
Transaction Type	Transfer
Record Updated	Jul 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17970 PRATT RD, ARMADA, MI 48005-1137

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	17970 PRATT RD, ARMADA, MI 48005-1137
Transaction Type	Mortgage
Record Updated	Oct 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17970 PRATT RD, ARMADA, MI 48005-1137

Mortgage

Document Number	2102249605
Date	Oct 8, 2021
Book Page	28076/43
Instrument	202102249605

Lender

Name	CHOICEONE BANK
Type	Bank
Address	SPARTA, MI 49345

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2036

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACOMB MI
Recording Date	Feb 28, 2019
Property Address	17970 PRATT RD, ARMADA, MI 48005-1137
Document Number	0000019581
Book / Page	025829 / 000227
Instrument Date	Feb 21, 2019
Instrument	19581
Transaction Type	Transfer
Record Updated	Apr 8, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	17970 PRATT RD ARMADA MI 480051137, ARMADA, MI 48005-1137

Mortgage

Document Number	19582
Date	Feb 28, 2019
Book Page	025829/000229
Instrument	19582

Lender

Name	LAKESTONE BK&TR
Address	LAPEER, MI 48446

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 27, 2034

Mortgage

Document Number	25376,
Date	Feb 28, 2019
Book Page	025853/000458
Instrument	25376

Lender

Name	LAKESTONE BK&TR
Address	LAPEER, MI 48446

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6%

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Armada Township
Unified School District	Armada Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$98,400 (+4.02%)	$196,800 (+4.02%)
2025	$1,868.00 (+16.46%) Homeowner's exemption	$94,600 (+16.36%)	$189,200 (+16.36%)
2023		$81,300	$162,600
2022	$1,604.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2004)
Most Recent Claim	May 2004 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber.

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