1796 Rosemary Dr, Gilroy, CA 95020 Property Records

Santa Clara County property record for 1796 Rosemary Dr, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,656 sqft · built 2015
Lot Size	0.115 acres (5,039 sqft)
Owner	Individual Name on File
Last Sale	$1,050,000 (Feb 2021)
Tax Bill	$15,287 (2025)
Deeds & Mortgages	May 2023 Line of Credit Feb 2021 Sale & Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`810-83-026`

Property Details

APN / Parcel Number

Primary APN	`810-83-026`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,656 sqft Living Area
1st Floor Area	1,304 sqft
2nd Floor Area	1,352 sqft

Exterior

Year Built	Built 2015
Architectural Style	Other
Construction Type	Wood
Lot Area	5,039 sqft (0.115 acres)
Garage Area	612 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1796 ROSEMARY DR
City	GILROY
State	CA
Zip	95020-2689
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-20A
Legal Description	TR 10220 LOT 26
Legal Subdivision	10220 HECKER PASS
Legal Tract	10220
Legal Lot Number	26
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1003
Census Tract	512510

Owner

1796 Rosemary Dr is owned and occupied by an individual who bought it in February 2021.

Source: Santa Clara County records, as of October 20, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1796 ROSEMARY DR, GILROY, CA 95020-2689
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 24, 2023	Deed of Trust, Mortgage · Line of Credit US BANK NA
Feb 17, 2021	Grant Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Jun 5, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 17, 2021 · Amount on File
Deed Sale	Feb 17, 2021 · Amount on File
Prior Sale	Aug 26, 2015 · Amount on File
Deed Document Number	24834778
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1796 ROSEMARY DR, GILROY, CA 95020-2689
Transaction Type	Mortgage
Record Updated	Jun 2, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1796 ROSEMARY DR, GILROY, CA 95020-2689

Mortgage

Document Number	0025479127
Date	May 24, 2023
Instrument	25479127

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 5, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Feb 17, 2021
Property Address	1796 ROSEMARY DR, GILROY, CA 95020-2689
Document Number	0024834778
Map Reference	MB 887 PG 21-42
Instrument Date	Feb 10, 2021
Instrument	24834778
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1796 ROSEMARY DR, GILROY, CA 95020-2689

Mortgage

Document Number	0024834779
Date	Feb 17, 2021
Instrument	24834779

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1796 ROSEMARY DR, GILROY, CA 95020-2689
Document Number	0024501764
Instrument Date	Jun 5, 2020
Transaction Type	Mortgage
Record Updated	Jun 22, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1796 ROSEMARY DR GILROY CA 950202689, GILROY, CA 95020-2689

Mortgage

Document Number	0024501764
Date	Jun 10, 2020
Instrument	24501764

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 9, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1796 Rosemary Dr was $15,287.

Source: Santa Clara County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$15,287.00	$1,136,552 Land $568,276 Building $568,276
2023	$14,891.00 (+1.84%)	$1,092,420 Land $546,210 Building $546,210
2022	$14,622.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1796 Rosemary Dr in Zone D, where flood risk has not been studied, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (1986–2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1796 Rosemary Dr is moderate, ranking above 43% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 74% of California
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

Nearby Properties on Rosemary Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures